1012 Riverdale Cir, Culpeper, VA 22701 Property Records

Culpeper County property record for 1012 Riverdale Cir, Culpeper, VA 22701

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,032 sqft · built 2004
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Jun 2021)
Tax Bill$1,793 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN40-A-14-56

Property Details

APN / Parcel Number

Primary APN40-A-14-56
Alternative APN
  • 21122

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,032 sqft Living Area
1st Floor Area1,036 sqft
Basement Area1,036 sqft
Unfinished Basement1,036 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number21122
Street Address1012 RIVERDALE CIR
CityCULPEPER
StateVA
Zip22701-2186
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRIVERDALE SUBDIVISION PHASE 2, LOT 56 6,203 SQ FT PLAT 8/159
Legal SubdivisionRIVERDALE SUBDIVISION
Legal Phase2
Legal Lot Number6,56,20
JurisdictionCULPEPER VA
Township / Civil DivisionCATALPA
Census Block Group2
Census Block2020
Census Tract930101

Owner

1012 Riverdale Cir is owned and occupied by an individual who bought it in June 2021.

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1012 RIVERDALE CIR, CULPEPER, VA 22701-2186
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2021Warranty Deed, Transfer · Conventional Mortgage
MCLEAN MORTGAGE CORPORATION
Jul 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED STATES DEPT/AGRICULTURE
Jun 2, 2017Warranty Deed, Transfer · FHA Mortgage
NEW AMERICA FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2021 · Amount on File
Deed SaleJun 3, 2021 · Amount on File
Prior SaleJun 2, 2017 · Amount on File
Deed Document Number20215190
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateJun 3, 2021
Property Address1012 RIVERDALE CIR, CULPEPER, VA 22701-2186
Document Number0210005190
Instrument DateMay 28, 2021
Instrument210005190
Transaction TypeTransfer
Record UpdatedNov 7, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 RIVERDALE CIR, CULPEPER, VA 22701-2186

Mortgage

Document Number0210005191
DateJun 3, 2021
Instrument210005191
Lender
NameMCLEAN MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address1012 RIVERDALE CIR, CULPEPER, VA 22701-2186
Document Number190003785
Instrument DateJul 3, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 RIVERDALE CIR CULPEPER VA 227012186, CULPEPER, VA 22701-2186

Mortgage

Document Number190003785
DateJul 23, 2019
Instrument3785
Lender
NameUNITED STATES DEPT/AGRICULTURE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 22, 2049
Interest
Rate TypeFixed Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateJun 2, 2017
Property Address1012 RIVERDALE CIR, CULPEPER, VA 22701-2186
Document Number170002963
Instrument DateApr 19, 2017
Instrument170002963
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyCHAMPION TITLE & STLMNTS INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number170002964
DateJun 2, 2017
Instrument170002964
Lender
NameNEW AMERICA FINANCIAL CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Riverdale Cir was $1,793, down 12.9% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,793.00 (-12.88%)$417,000 (+3.78%) Land $102,500 Building $314,500$417,000 (+3.78%) Land $102,500 Building $314,500
2024$2,058.00 (-2.6%)$401,800 (-) Land $97,900 Building $303,900$401,800 (-) Land $97,900 Building $303,900
2023$2,113.00$401,800 Land $97,900 Building $303,900$401,800 Land $97,900 Building $303,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Riverdale Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Riverdale Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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