1012 River Rd, Osceola, WI 54020 Property Records

Polk County property record for 1012 River Rd, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	3.02 acres (131,551 sqft)
Owner	Individual Name on File
Last Sale	$266,500 (Feb 2017)
Tax Bill	$4,675 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-00977-0000`

Property Details

APN / Parcel Number

Primary APN	`042-00977-0000`

Exterior

Lot Area	131,551 sqft (3.02 acres)

Location & Zoning

Street Address	1012 RIVER RD
City	OSCEOLA
State	WI
Zip	54020-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 CSM #4679 V21 P6 (690979) OF PT LOT 5 CSM #4076 V18 P106 LOC IN PT SW SE
Legal Lot Number	5
Jurisdiction	POLK WI
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1106
Census Tract	960702

Owner

1012 River Rd is owned and occupied by an individual who acquired it in October 2018.

Source: Polk County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1012 RIVER RD, OSCEOLA, WI 54020-4202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Oct 30, 2018	Intrafamily Transfer, Transfer
Feb 15, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017 · Amount on File
Deed Sale	Feb 15, 2017 · Amount on File
Prior Sale	Feb 15, 2017 · Amount on File
Deed Document Number	0000849016
Last Transfer Date	Oct 30, 2018
Transfer Doc	0000866942
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	1012 RIVER RD, OSCEOLA, WI 54020-4202
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	899358
Date	Aug 2, 2021
Instrument	899358

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	312 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK WI
Recording Date	Oct 30, 2018
Property Address	1012 RIVER RD, OSCEOLA, WI 54020-4202
Document Number	0000866942
Map Reference	DOC 690979 MAP 4679
Instrument Date	Oct 12, 2018
Instrument	866942
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 RIVER RD, OSCEOLA, WI 54020-4202

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Feb 15, 2017
Property Address	1012 RIVER RD, OSCEOLA, WI 54020-4202
Document Number	0000849016
Map Reference	DOC690979
Instrument Date	Feb 9, 2017
Instrument	849016
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$799.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000849017
Date	Feb 15, 2017
Instrument	849017

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1012 River Rd was $4,675.

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Osceola Town
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,675.00	$517,900 Land $41,600 Building $476,300	$530,300 Land $42,596 Building $487,704
2023	$5,321.00 (+14.18%)	$291,400 (-) Land $29,600 Building $261,800	$499,900 (+21.63%)
2022	$4,660.00	$291,400 Land $29,600 Building $261,800	$411,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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