1012 Ridgeway Dr, West Memphis, AR 72301 Property Records

Crittenden County property record for 1012 Ridgeway Dr, West Memphis, AR 72301

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,877 sqft · built 1986
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Oct 2020)
Tax Bill	$1,661 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`25655.0`

Property Details

APN / Parcel Number

Primary APN	`25655.0`
Alternative APNs	`379413000000` `27423`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,877 sqft Living Area
1st Floor Area	1,877 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	594 sqft
Driveway	Concrete Driveway
Driveway Area	1,240 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	252 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1012 RIDGEWAY DR
City	WEST MEMPHIS
State	AR
Zip	72301-3855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT BK 2 PG 545 & 546 PLAT BK 3 PG 21
Legal Range	08
Legal Township	06
Legal Section	11
Legal Subdivision	RICHLAND 5TH
Legal Block	7
Legal Lot Number	4
Jurisdiction	CRITTENDEN AR
Township / Civil Division	MISSISSIPPI
Census Block Group	2
Census Block	2015
Census Tract	30202

Owner

Source: Crittenden County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 RIDGEWAY DR, WEST MEMPHIS, AR 72301-3855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · VA Mortgage VA
Aug 2, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 19, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Nov 29, 2001 · Amount on Record
Deed Document Number	20205345
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRITTENDEN AR
Property Address	1012 RIDGEWAY DR, WEST MEMPHIS, AR 72301-3855
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202303789
Date	Sep 8, 2023
Instrument	2023-03789

Lender

Name	VA
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Jan 1, 2061

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRITTENDEN AR
Property Address	1012 RIDGEWAY DR, WEST MEMPHIS, AR 72301-3855
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104291
Date	Aug 2, 2021
Instrument	2021-04291

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRITTENDEN AR
Recording Date	Oct 19, 2020
Property Address	1012 RIDGEWAY DR, WEST MEMPHIS, AR 72301-3855
Document Number	202005345
Map Reference	MB 2 PG 545
Instrument Date	Oct 16, 2020
Instrument	2020-05345
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 MORNING SUN RD, 414, PROCTOR, AR 72376-9678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 RIDGEWAY DR, WEST MEMPHIS, AR 72301-3855

Mortgage

Document Number	202005346
Date	Oct 19, 2020
Instrument	2020-05346

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Crittenden County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Crittenden County
Municipality	West Memphis City
Unified School District	West Memphis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,661.00 (-5.63%)	$42,852 (-) Land $5,600 Building $37,252	$214,260 (-) Land $28,000 Building $186,260
2025	$1,760.00 (+49.66%)	$42,852 (+28.53%) Land $5,600 Building $37,252	$214,260 (+28.53%) Land $28,000 Building $186,260
2023	$1,176.00 Homeowner's exemption	$33,340 Land $5,600 Building $27,740	$166,700 Land $28,000 Building $138,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1981–1987)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MEMPHIS WATERWORKS serves 24,419 people · EPA ID AR0000156
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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