1012 Ridge Rd, Rockwall, TX 75087 Property Records

Rockwall County property record for 1012 Ridge Rd, Rockwall, TX 75087 · Last verified August 2026

Property Summary

Property TypeCommercial
Details2,120 sqft · built 1992
Lot Size0.48 acres (20,909 sqft)
OwnerCompany Name on File
Last Sale$309,400 (May 2009)
Tax Bill$6,988 (2025)
Deeds & MortgagesApr 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN378600010001000R

Property Details

APN / Parcel Number

Primary APN378600010001000R
Alternative APNs
  • R80137
  • 80137

Interior

Stories1 Story
Building Area2,120 sqft Gross Area
1st Floor Area2,120 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2008
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions197 ft deep x 105 ft wide
PorchCovered Porch
Porch Area208 sqft
Storage Building480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1012 RIDGE RD
CityROCKWALL
StateTX
Zip75087-4200
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionGUSSIO ADDITION, BLOCK 1, LOT 1, ACRES 0.480
Legal SubdivisionGUSSIO ADDITION
Legal Block1
Legal Lot Number1
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHWEST ROCKWALL
Census Block Group1
Census Block1031
Census Tract40303

Owner

Source: Rockwall County records · APN 378600010001000R

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1012 RIDGE RD, ROCKWALL, TX 75087-4200
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 2009 · Amount on Record
Deed SaleMay 08, 2009 · Amount on Record
Prior SaleSep 13, 2007 · Amount on Record
Deed Document Number2009415806
Deed Book / Page5779 / 314
Prior Transfer DateSep 07, 2007
Prior Transfer Doc0000385449
Record UpdatedSep 20, 2026

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKWALL TX
Property Address1012 RIDGE RD, ROCKWALL, TX 75087-4200
Document Number0000007153
Instrument DateApr 27, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5 CHESHIRE CT HEATH TX 750326631, HEATH, TX 75032-6631

Mortgage

Document Number0000007153
DateMay 07, 2019
Instrument7153
Lender
NameHOMEBANK TEXAS
TypeBank
AddressSEAGOVILLE, TX 75159
Agreement
AmountAmount Recorded
Term60 Months
DueMay 06, 2024
Interest
Rate5.75%

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityRockwall City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$443,610 (-) Land $177,444 Building $266,166$443,610 (-) Land $177,444 Building $266,166
2025$6,988.00 (+13.02%)$443,610 (+26.59%) Land $177,444 Building $266,166$443,610 (+26.59%) Land $177,444 Building $266,166
2024$6,183.00 (+16.27%)
2023$350,436 Land $229,997 Building $120,439$350,436 Land $229,997 Building $120,439
2021$5,318.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockwall County (48397C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483970403031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2018–2026)
Claims Outside the SFHA6 of 6
Most Recent ClaimMay 2026, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 319 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
3 Rooms CommunicationsFixed Wireless (unlicensed)100 / 100
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T, Flying Bull Internet, AMG Technology Investment Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ridge Rd

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