Kane County property record for 1012 Reserve Dr, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,626 sqft · built 2004 |
| Lot Size | 0.28 acres (1,218 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Oct 2004) |
| Tax Bill | $5,366 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-426-023 |
| Primary APN | 06-29-426-023 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,626 sqft Living Area |
| Gross Area | 2,439 sqft |
| Basement Area | 813 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Lot Area | 1,218 sqft (0.28 acres) |
| Lot Dimensions | 58 ft deep x 21 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Water Source | Well |
| Street Address | 1012 RESERVE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RESERVE LOT 1 DESC IN DOC 2004K131372 |
| Legal Subdivision | THE RESERVE |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 851912 |
Source: Kane County records · APN 06-29-426-023
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 614 CHELSEA CT, ELGIN, IL 60123-5654 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2004 · Amount on Record |
| Deed Sale | Oct 07, 2004 · Amount on Record |
| Deed Document Number | 2004131372 |
| Last Transfer Date | Mar 29, 2023 |
| Transfer Doc | 0000012756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 24, 2023 |
| Property Address | 1012 RESERVE DR, ELGIN, IL 60124-8828 |
| Document Number | 0000012756 |
| Map Reference | DOC 2004K044951 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 2023K012756 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1012 RESERVE DR, ELGIN, IL 60124-8828 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 614 CHELSEA CT, ELGIN, IL 60123-5654 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,366.00 (+13.54%) | ||
| 2024 | $79,528 (+21.39%) Land $19,287 Building $60,241 | $238,679 (+21.44%) Land $57,884 Building $180,795 | |
| 2022 | $4,726.00 (+5.42%) Homeowner's exemption | $65,512 (+6.96%) Land $15,888 Building $49,624 | $196,536 (+6.96%) Land $47,664 Building $148,872 |
| 2021 | $4,483.00 Homeowner's exemption | $61,249 Land $14,854 Building $46,395 | $183,747 Land $44,562 Building $139,185 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | Fiber | 1,000 / 1,000 |
| Opiquad | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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