1012 Regent Ter, Saint Louis, MO 63122 Property Records

St. Louis County property record for 1012 Regent Ter, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,319 sqft · built 1960
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (May 2014)
Tax Bill	$5,155 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22N-33-0931`

Property Details

APN / Parcel Number

Primary APN	`22N-33-0931`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,319 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	286 sqft
Finished Basement	286 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	Raised
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	66 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	156 sqft
Deck Area	240 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1012 REGENT TER
City	SAINT LOUIS
State	MO
Zip	63122-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	LARCHMONT & LOT PTS 13 & 15 8 5 75 LOT 14
Legal Subdivision	LARCHMONT
Legal Block	8
Legal Lot Number	14
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3005
Census Tract	218401

Owner

1012 Regent Ter is owned and occupied by two individuals who bought it in May 2014.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1012 REGENT TER, SAINT LOUIS, MO 63122-2451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 22, 2018	Trustee's Deed, Construction Loan · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2014 · Amount on File
Deed Sale	May 21, 2014 · Amount on File
Deed Document Number	2014447
Deed Book / Page	21016 / 1151
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1012 REGENT TER, SAINT LOUIS, MO 63122-2451
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 REGENT TER, KIRKWOOD, MO 63122-2451

Mortgage

Document Number	0251101721
Date	Sep 15, 2021
Book Page	25110/1721
Instrument	2021091500414

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 22, 2018
Property Address	1012 REGENT TER, SAINT LOUIS, MO 63122-2451
Document Number	0232490707
Book / Page	023249 / 000707
Instrument Date	Oct 1, 2018
Instrument	724
Transaction Type	Construction Loan
Record Updated	Nov 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1012 REGENT TER KIRKWOOD MO 631222451, KIRKWOOD, MO 63122-2451

Mortgage

Document Number	232490707
Date	Oct 22, 2018
Book Page	023249/000707
Instrument	724

Lender

Name	PNC BK
Type	Bank
Address	KIRKWOOD, MO 63122

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Regent Ter was $5,155, up 3.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,180 (-) Land $48,090 Building $43,090	$479,900 (-) Land $253,100 Building $226,800
2025	$5,155.00 (+3.87%)	$91,180 Land $48,090 Building $43,090	$479,900 Land $253,100 Building $226,800
2024	$4,963.00 (+1.6%)
2023	$4,885.00 (+1.69%)	$79,040 (+8.36%) Land $28,860 Building $50,180	$416,000 Land $151,900 Building $264,100
2022	$4,804.00	$72,940 Land $28,860 Building $44,080
2021			$383,900 Land $151,900 Building $232,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1012 Regent Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1012 Regent Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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