1012 Red Sails, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 1012 Red Sails, Horseshoe Bay, TX 78657

Property Summary

Property Type	Single Family Home
Details	2,550 sqft · built 2007
Lot Size	0.357 acres (15,555 sqft)
Owner	2 Individual Names on Record
Last Sale	$406,500 (Nov 2005)
Tax Bill	$23,339 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10650-002-5040-0`

Property Details

APN / Parcel Number

Primary APN	`10650-002-5040-0`
Alternative APN	`30101`

Interior

Stories	2 Stories
Building Area	2,550 sqft Living Area
1st Floor Area	1,777 sqft
2nd Floor Area	773 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Roof Type	Hip
Roof Material	Tar & Gravel
Lot Area	15,555 sqft (0.357 acres)
Lot Width	97 ft Width
Garage Type	Detached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Slab
Porch Area	1,205 sqft
Patio Area	480 sqft
Storage Building	120 sqft
Boat Access	Boat Access
Boat House	480 sqft

Location & Zoning

Account Number	10650-002-5040-0
Street Address	1012 RED SAILS
City	HORSESHOE BAY
State	TX
Zip	78657-5626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORSESHOE BAY LT 25040
Legal Subdivision	HORSESHOE BAY PROPER
Legal Lot Number	25040
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	1
Census Block	1001
Census Tract	970402

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 RED SAILS, HORSESHOE BAY, TX 78657-5626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BARTON CREEK LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2005 · Amount on Record
Deed Sale	Nov 23, 2005 · Amount on Record
Deed Document Number	200510684
Deed Book / Page	1338 / 685
Prior Transfer Date	Nov 18, 2005
Prior Transfer Doc	1338/0685
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	1012 RED SAILS, HORSESHOE BAY, TX 78657-5626
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 RED SAILS, HORSESHOE BAY, TX 78657-5626

Mortgage

Document Number	0002600977
Date	Feb 20, 2026
Instrument	26-00977

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	1920 MAIN ST STE 1200, IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	1012 RED SAILS, HORSESHOE BAY, TX 78657-5626
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2100952
Date	Feb 3, 2021
Instrument	21-00952

Lender

Name	BARTON CREEK LENDING GROUP LLC
Type	Mortgage Company
Address	AUSTIN, TX 78746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Horseshoe Bay City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,339.00 (+214.54%)	$1,743,970 (+0.35%) Land $1,075,250 Building $668,720	$1,743,970 (+0.35%) Land $1,075,250 Building $668,720
2025	$7,420.00 (-65.29%) Homeowner's exemption Senior Citizen's exemption	$1,737,810 (+6.71%) Land $1,075,250 Building $662,560	$1,737,810 (+6.71%) Land $1,075,250 Building $662,560
2023	$21,375.00 Homeowner's exemption	$1,628,603 Land $992,757 Building $635,846	$1,628,603 Land $992,757 Building $635,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	144 units insured incl. 32 condo units
Nearby Flood Claims	28 (2018)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Oct 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2018 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Coliform assessment Dec 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
VGI Technology Fixed Wireless	1,000 / 200
Vyve Broadband Cable	1,000 / 50
Zero2 Wireless Fixed Wireless	200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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