Schenectady County and Rotterdam Town property record for 1012 Princetown Rd, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,428 sqft · built 1921 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Oct 2025) |
| Tax Bill | $5,530 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.9-2-11.1 |
| Primary APN | 422800 48.9-2-11.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Upper Floors Area | 476 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1012 PRINCETOWN RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-9771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-2 |
| Legal Description | R,G SENIOR AFFIDAVIT REQUIRED 1.-46-13 |
| Legal Block | 2 |
| Legal Lot Number | 11.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 32602 |
1012 Princetown Rd is owned by two individuals who bought it in October 2025.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1410 CURRY RD, SCHENECTADY, NY 12306-4252 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 20, 2025 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage SUNMARK FCU |
| Jan 28, 2022 | Deed of Trust, Mortgage SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on File |
| Deed Sale | Oct 20, 2025 · Amount on File |
| Prior Sale | Apr 27, 2016 · Amount on File |
| Deed Document Number | 202524819 |
| Deed Book / Page | 2159 / 258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 20, 2025 |
| Property Address | 1012 PRINCETOWN RD, SCHENECTADY, NY 12306-9771 |
| Document Number | 0000024819 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 202524819 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | MARATHON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1739 ALTAMONT AVE, SCHENECTADY, NY 12303-2105 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1410 CURRY RD, ROTTERDAM, NY 12306-4252 |
| Document Number | 0000024820 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 202524820 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1012 PRINCETOWN RD, SCHENECTADY, NY 12306-9771 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Title Company | MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000004819 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 5195/434 |
| Instrument | 202204819 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1012 PRINCETOWN RD, SCHENECTADY, NY 12306-9771 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Title Company | MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000004818 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 5195/420 |
| Instrument | 202204818 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 15, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1012 Princetown Rd was $5,530, down 7.3% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,530.00 (-7.32%) | ||
| 2025 | $5,967.00 | $149,000 Land $20,400 Building $128,600 | $229,200 Land $31,380 Building $197,820 |
| 2023 | $149,000 Land $20,400 Building $128,600 | $196,100 Land $26,849 Building $169,251 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Princetown Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (1980–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1012 Princetown Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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