1012 Posey St, Galt, CA 95632 Property Records

Sacramento County property record for 1012 Posey St, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,684 sqft · built 2021
Lot Size0.071 acres (3,104 sqft)
Owner2 Company Names on File
Last Sale$419,000 (May 2021)
Tax Bill$6,557 (2025)
Deeds & MortgagesNov 2023 Transfer
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN148-1190-056-0000

Property Details

APN / Parcel Number

Primary APN148-1190-056-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,684 sqft Living Area
1st Floor Area707 sqft
2nd Floor Area977 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area3,104 sqft (0.071 acres)
Garage Area476 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address1012 POSEY ST
CityGALT
StateCA
Zip95632-3540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionVERANDA AT RIVER OAKS, LOT 56, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal SubdivisionVERANDA AT RIVER OAKS
Legal Lot Number56
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group2
Census Block2014
Census Tract9409

Owner

Source: Sacramento County records · APN 148-1190-056-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1012 POSEY ST, GALT, CA 95632-3540
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Intrafamily Transfer, Transfer
May 21, 2021Grant Deed, Subdivision Related Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 2021 · Amount on Record
Deed SaleMay 21, 2021 · Amount on Record
Deed Book / Page20210521 / 1154
Last Transfer DateNov 08, 2023
Transfer Doc2023001228
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateNov 17, 2023
Property Address1012 POSEY ST, GALT, CA 95632-3540
Document Number0000001228
Map ReferenceMB 419 PG 10
Instrument DateNov 08, 2023
Instrument202311171228
Transaction TypeTransfer
Record UpdatedDec 05, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1012 POSEY ST, GALT, CA 95632-3540

May 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateMay 21, 2021
Property Address1012 POSEY ST, GALT, CA 95632-3540
Document Number0000001154
Map ReferenceMB 419 PG 10
Instrument DateMay 14, 2021
Instrument202105211154
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 15, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1012 POSEY ST, GALT, CA 95632-3540

Mortgage

Document Number0000001155
DateMay 21, 2021
Instrument202105211155
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$462,512 (+2%) Land $99,366 Building $363,146
2025$6,557.00 (+4.13%) Homeowner's exemption$453,444 (+4.04%) Land $97,418 Building $356,026
2024$6,297.00 (+2.16%)
2023$6,164.00 (+4.53%) Homeowner's exemption$435,838 Land $93,636 Building $342,202
2022$5,897.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 507 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3410011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF GALT
serves 26,536 people
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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