1012 Pinebrook Ct, Clear Lake, IA 50428 Property Records

Cerro Gordo County property record for 1012 Pinebrook Ct, Clear Lake, IA 50428

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,217 sqft · built 2015
Lot Size0.259 acres (11,282 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Jan 2020)
Tax Bill$5,080 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051232900700

Property Details

APN / Parcel Number

Primary APN051232900700

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,217 sqft Living Area
Basement Area1,217 sqft
Finished Basement975 sqft
Unfinished Basement242 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,282 sqft (0.259 acres)
Lot Dimensions123 ft deep x 52 ft wide
Garage TypeAttached
Garage Area750 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area287 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1012 PINEBROOK CT
CityCLEAR LAKE
StateIA
Zip50428-1106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 12 PINE BROOKE 2ND SUB
Legal Range22W
Legal Township96N
Legal Section12
Legal SubdivisionPINE BROOKE 2ND SUB
Legal Lot Number12
JurisdictionCERRO GORDO IA
Township / Civil DivisionCLEAR LAKE
Census Block Group3
Census Block3006
Census Tract950800

Owner

Source: Cerro Gordo County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1012 PINEBROOK CT, CLEAR LAKE, IA 50428-1106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2017Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS BANK & TRUST CO
Jan 3, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2020 · Amount on Record
Deed SaleJan 3, 2020 · Amount on Record
Prior SaleOct 19, 2015 · Amount on Record
Deed Book / Page2020 / 54
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCERRO GORDO IA
Property Address1012 PINEBROOK CT, CLEAR LAKE, IA 50428-1106
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02017/1106
DateMar 2, 2017
Book Page2017/1106
Instrument2017-1106
Lender
NameMANUFACTURERS BANK & TRUST CO
TypeBank
AddressCLEAR LAKE, IA 50428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueFeb 26, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCERRO GORDO IA
Recording DateJan 3, 2020
Property Address1012 PINEBROOK CT, CLEAR LAKE, IA 50428-1106
Document Number0002020/54
Book / Page2020 / 54
Instrument DateDec 16, 2019
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 PINEBROOK CT, CLEAR LAKE, IA 50428-1106

Mortgage

Document Number0000202055
DateJan 3, 2020
Instrument2020/55
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0002020/54
DateJan 3, 2020
Book Page2020/54
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCerro Gordo County
MunicipalityClear Lake City
Unified School DistrictClear Lake Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,080.00$416,060 (+4.75%) Land $65,670 Building $350,390$416,060 (+4.75%) Land $65,670 Building $350,390
2024$5,080.00 (-0.24%)
2023$397,200 (+18.9%) Land $65,670 Building $331,530$397,200 (+18.9%) Land $65,670 Building $331,530
2022$5,092.00 Homeowner's exemption$334,050 Land $65,670 Building $268,380$334,050 Land $65,670 Building $268,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimMay 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEAR LAKE WATER DEPARTMENT
serves 7,687 people · EPA ID IA1716076
Water SourceGroundwater
Last State InspectionDec 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clear Lake Independent Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Router12 Networks
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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