1012 Palmer Rd, Mount Eden, KY 40046 Property Records

Anderson County property record for 1012 Palmer Rd, Mount Eden, KY 40046

Property Summary

Property Type	Single Family Home
Details	1,584 sqft
Lot Size	0.981 acres (42,754 sqft)
Owner	2 Individual Names on File
Last Sale	$166,500 (Jan 2022)
Tax Bill	$1,211 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-20-01`

Property Details

APN / Parcel Number

Primary APN	`6-20-01`
Alternative APN	`24051 1`

Interior

Stories	1 Story
Building Area	1,584 sqft Living Area

Exterior

Exterior Material	Brick
Construction Type	Adobe
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,754 sqft (0.981 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	24051 1
Street Address	1012 PALMER RD
City	MOUNT EDEN
State	KY
Zip	40046-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LT PALMER RD
Jurisdiction	ANDERSON KY
Township / Civil Division	NORTHWEST ANDERSON
Census Block Group	1
Census Block	1074
Census Tract	950300

Owner

1012 Palmer Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Anderson County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1012 PALMER RD, MOUNT EDEN, KY 40046-9512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2024	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Jan 31, 2022	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2021	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	Jun 11, 2021 · Amount on File
Deed Document Number	2022263995
Deed Book / Page	303 / 82
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON KY
Property Address	1012 PALMER RD, MOUNT EDEN, KY 40046-9512
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MB756/543
Date	Nov 8, 2024
Book Page	MB756/543
Instrument	292039

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	ONEIDA, KY 40972

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANDERSON KY
Recording Date	Jan 31, 2022
Property Address	1012 PALMER RD, MOUNT EDEN, KY 40046-9512
Document Number	00DB303/82
Book / Page	DB303 / 82
Map Reference	DB299 PG258
Instrument Date	Jan 27, 2022
Instrument	263995
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 EAGLE VIEW DR, LAWRENCEBURG, KY 40342-9670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 PALMER RD, MOUNT EDEN, KY 40046-9512

Mortgage

Document Number	0000263996
Date	Jan 31, 2022
Instrument	263996

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANDERSON KY
Recording Date	Jun 11, 2021
Property Address	1012 PALMER RD, MOUNT EDEN, KY 40046-9512
Document Number	0DB299/258
Book / Page	DB299 / 258
Map Reference	DB 95 PG 758
Instrument Date	May 26, 2021
Instrument	255620
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 GREEN WILSON RD, FRANKFORT, KY 40601-8164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 PALMER RD, MOUNT EDEN, KY 40046-9512

Mortgage

Document Number	255621MB678450
Date	Jun 11, 2021
Instrument	255621MB678450

Lender

Name	STOCKTON MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Palmer Rd was $1,211 with a homeowner's exemption.

Source: Anderson County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Anderson County
Unified School District	Anderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,211.00 Homeowner's exemption	$166,500 Land $20,000 Building $146,500	$166,500 Land $20,000 Building $146,500
2023	$1,253.00 Homeowner's exemption	$166,500 Land $20,000 Building $146,500	$166,500 Land $20,000 Building $146,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Palmer Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1996–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Palmer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SO ANDERSON WATER DISTRICT serves 8,417 people · EPA ID KY0030660
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	50 / 10

May also be available: All Points Broadband, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Palmer Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures