1012 Oxbow Dr, Ashland, NE 68003 Property Records

Saunders County property record for 1012 Oxbow Dr, Ashland, NE 68003

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 2,040 sqft · built 1997
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jan 2020)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Jan 2020 Sale & Construction Loan Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2979-35-4-01100-000-1107`

Property Details

APN / Parcel Number

Primary APN	`2979-35-4-01100-000-1107`
Alternative APN	`004931107`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	210 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	198 sqft
Deck Area	Deck Area
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1012 OXBOW DR
City	ASHLAND
State	NE
Zip	68003-1264
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 7 OXBOW ADDITION TO ASHLAND; MAP NUMBER: 2979-35-4-01100-000-1107
Legal Range	09
Legal Township	13
Legal Section	35
Legal Subdivision	ASHLAND-OXBOW
Legal Lot Number	7
Jurisdiction	SAUNDERS NE
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1075
Census Tract	968500

Owner

1012 Oxbow Dr, a duplex, is owned and occupied by an individual who bought it in January 2020.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1012 OXBOW DR, ASHLAND, NE 68003-1264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Grant Deed, Transfer · Construction Mortgage BANK OF BENNINGTON
Jul 18, 2019	Warranty Deed, Transfer TITLE SERVICE
Apr 8, 2019	Warranty Deed, Transfer TITLE SERVICE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on File
Deed Sale	Jan 24, 2020 · Amount on File
Prior Sale	Jul 18, 2019 · Amount on File
Deed Document Number	20201312
Deed Book / Page	529 / 314
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jan 24, 2020
Property Address	1012 OXBOW DR, ASHLAND, NE 68003-1264
Document Number	0005290314
Book / Page	000529 / 000314
Instrument Date	Jan 24, 2020
Instrument	312
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 OXBOW DR ASHLAND NE 680031264, ASHLAND, NE 68003-1264

Mortgage

Document Number	5290315
Date	Jan 24, 2020
Book Page	000529/000315
Instrument	313

Lender

Name	BANK OF BENNINGTON
Type	Bank
Address	BENNINGTON, NE 68007

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 23, 2021

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jul 18, 2019
Property Address	1012 OXBOW DR, ASHLAND, NE 68003-1264
Document Number	0005191097
Book / Page	000519 / 001097
Instrument Date	Jul 15, 2019
Instrument	251
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	TITLE SERVICE

Transaction

Amount	Amount on Record
Tax	$506.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 OXBOW DR ASHLAND NE 680031264, ASHLAND, NE 68003-1264

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Apr 8, 2019
Property Address	1012 OXBOW DR, ASHLAND, NE 68003-1264
Document Number	0005151044
Book / Page	000515 / 001044
Instrument Date	Apr 5, 2019
Instrument	130
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	TITLE SERVICE

Transaction

Amount	Amount on Record
Tax	$506.25

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 OXBOW DR ASHLAND NE 680031264, ASHLAND, NE 68003-1264

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Oxbow Dr was $3,806.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ashland City
County	Saunders County
County Subdivision	Clear Creek Township
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,806.00	$269,140 Land $25,000 Building $244,140	$269,140 Land $25,000 Building $244,140
2023	$4,316.00	$249,318 Land $25,000 Building $224,318	$249,318 Land $25,000 Building $224,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Oxbow Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1983–1993)
Most Recent Claim	Jul 1993 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Oxbow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHLAND serves 3,369 people · EPA ID NE3115506
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb
Copper	2.46 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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