1012 Oneida St, Joliet, IL 60435 Property Records

Will County property record for 1012 Oneida St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 805 sqft · built 1948
Lot Size	0.164 acres (7,134 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2021)
Tax Bill	$5,246 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-08-416-007`

Property Details

APN / Parcel Number

Primary APN	`30-07-08-416-007`
Alternative APN	`07084160070000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	805 sqft
Gross Area	1,259 sqft
Basement Area	805 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,134 sqft (0.164 acres)
Lot Dimensions	139 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1012 ONEIDA ST
City	JOLIET
State	IL
Zip	60435-6822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 IN DAILEY'S SUB OF PRT OF THE N1/2 OF LOT 18, OF T P FORD'S SUB OF THE W 100 ACRES OF THE SE1/4 OF SEC 8, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	08
Legal Subdivision	DAILEYS
Legal Lot Number	2
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2004
Census Tract	882701

Owner

1012 Oneida St is owned and occupied by two individuals who bought it in August 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1012 ONEIDA ST, JOLIET, IL 60435-6822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 19, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 11, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	Oct 4, 2012 · Amount on File
Deed Document Number	202189164
Prior Transfer Date	Dec 10, 1998
Prior Transfer Doc	0000158787
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1012 ONEIDA ST, JOLIET, IL 60435-6822
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 ONEIDA ST, JOLIET, IL 60435-6822

Mortgage

Document Number	0000058815
Date	Oct 21, 2025
Instrument	R2025058815

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1012 ONEIDA ST, JOLIET, IL 60435-6822
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 ONEIDA ST, JOLIET, IL 60435-6822

Mortgage

Document Number	0000012807
Date	Mar 19, 2024
Instrument	R2024012807

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Aug 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 11, 2021
Property Address	1012 ONEIDA ST, JOLIET, IL 60435-6822
Document Number	0000089164
Map Reference	MB26PG82DOC622475
Instrument Date	Jun 21, 2021
Instrument	R2021089164
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 ONEIDA ST, 1012, JOLIET, IL 60435-6822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 RICHMOND ST, JOLIET, IL 60435-6848

Mortgage

Document Number	0000089165
Date	Aug 11, 2021
Instrument	R2021089165

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Oneida St was $5,246.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,246.00	$73,327 (+9.3%) Land $14,279 Building $59,048	$219,981 (+9.3%) Land $42,837 Building $177,144
2024		$67,088 Land $13,064 Building $54,024	$201,264 Land $39,192 Building $162,072
2022	$4,259.00 Homeowner's exemption	$52,118 Land $10,499 Building $41,619	$156,354 Land $31,497 Building $124,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1012 Oneida St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1012 Oneida St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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