1012 Old Pole Bridge Rd, Mills River, NC 28759 Property Records

Henderson County property record for 1012 Old Pole Bridge Rd, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,245 sqft · built 2022
Lot Size	4.18 acres (182,081 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Aug 2019)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	May 2021 Construction Loan Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`9519859639`

Property Details

APN / Parcel Number

Primary APN	`9519859639`
Alternative APNs	`00951985963955` `9933738`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,245 sqft Heated Area
1st Floor Area	1,845 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood Shingle
Foundation Type	No Foundation
Lot Area	182,081 sqft (4.18 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9933738
Street Address	1012 OLD POLE BRIDGE RD
City	MILLS RIVER
State	NC
Zip	28759-7782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9933738~R2
Legal Description	CLEAR STREAM DEV LO11 PL2021-13283
Legal Subdivision	CLARION S/D (1861)
Legal Block	85
Legal Lot Number	9639
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1016
Census Tract	930703

Owner

1012 Old Pole Bridge Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Henderson County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1012 OLD POLE BRIDGE RD, MILLS RIVER, NC 28759-7782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Aug 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Deed Book / Page	3377 / 135
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	1012 OLD POLE BRIDGE RD, MILLS RIVER, NC 28759-7782
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 ROUND TOP CIR, MILLS RIVER, NC 28759-8606

Mortgage

Document Number	0037050397
Date	May 5, 2021
Book Page	3705/397
Instrument	952535

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Aug 23, 2019
Property Address	MILLS RIVER, NC 28759
Document Number	0033770135
Book / Page	003377 / 000135
Instrument Date	Aug 23, 2019
Instrument	909608
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 ROUND TOP CIR MILLS RIVER NC 287598606, MILLS RIVER, NC 28759-8606

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Old Pole Bridge Rd was $2,924.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,600 Land $106,800 Building $428,800
2025	$2,924.00
2023		$519,300 Land $106,800 Building $412,500	$535,600 Land $106,800 Building $428,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Old Pole Bridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Old Pole Bridge Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	50 / 10

May also be available: Optimum, Skyrunner.

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