York County property record for 1012 Oconee Ave, Rock Hill, SC 29732
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,175 sqft · built 1947 |
| Lot Size | 0.299 acres (13,030 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Dec 2023) |
| Tax Bill | $1,404 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 631-03-03-002 |
| Primary APN | 631-03-03-002 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| Gross Area | 1,241 sqft |
| 1st Floor Area | 1,175 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,030 sqft (0.299 acres) |
| Porch | Porch |
| Porch Area | 66 sqft |
| Street Address | 1012 OCONEE AVE |
|---|---|
| City | ROCK HILL |
| State | SC |
| Zip | 29732-2474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF15 |
| Legal Description | LOT 2 BLK 7 CATAWBA TERRACE |
| Legal Subdivision | CATAWBA TERRACE |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | YORK SC |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 60803 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1012 OCONEE AVE, ROCK HILL, SC 29732-2474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 5, 2023 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2023 · Amount on Record |
| Deed Sale | Dec 5, 2023 · Amount on Record |
| Prior Sale | Oct 28, 2008 · Amount on Record |
| Deed Document Number | 202338031 |
| Deed Book / Page | 21071 / 274 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 1012 OCONEE AVE, ROCK HILL, SC 29732-2474 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1012 OCONEE AVE, ROCK HILL, SC 29732-2474 |
| Document Number | 2238500147 |
|---|---|
| Date | Feb 2, 2026 |
| Book Page | 22385/147 |
| Instrument | 2026003509 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2160 SUPERIOR AVE, CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Dec 5, 2023 |
| Property Address | 1012 OCONEE AVE, ROCK HILL, SC 29732-2474 |
| Document Number | 2107100274 |
| Book / Page | 21071 / 274 |
| Map Reference | MB 4 PG 257 |
| Instrument Date | Dec 5, 2023 |
| Instrument | 2023038031 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1012 OCONEE AVE, ROCK HILL, SC 29732-2474 |
| Document Number | 2023038032 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 2023038032 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Rock Hill City |
| Unified School District | York School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,404.00 (-23.98%) | $6,536 (+56.81%) Land $1,200 Building $5,336 | $163,400 (+135.21%) Land $30,000 Building $133,400 |
| 2023 | $1,847.00 | $4,168 Land $840 Building $3,328 | $69,471 Land $14,000 Building $55,471 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998) |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Comporium Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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