Carteret County property record for 1012 Ocean Dr, Emerald Isle, NC 28594 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 6 Baths |
| Year Built | Built 2007 |
| Square Footage | 3,516 sqft Heated Area |
| Lot Size | 10,542 sqft (0.242 acres) |
| Pool | 220 sqft |
| Last Sale | $1,075,000 (2020) |
| Tax Bill | $5,215.00 (2025) |
| Primary APN | 6324.10.25.6160000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Building Area | 3,516 sqft Heated Area |
| Gross Area | 1,618 sqft Gross Area |
| 1st Floor | 26 sqft 1st Floor |
| Stories | 3 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,542 sqft (0.242 acres) |
| Depth X Width | 110 ft x 100 ft Depth x Width |
| Pool Area | 220 sqft Pool |
| Porch Area | 427 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 20735 |
|---|---|
| Street Address | 1012 OCEAN DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L79 82 B5 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 25 |
| Legal Lot Number | 79,82 |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | MOREHEAD |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 970903 |
Source: Carteret County records · APN 6324.10.25.6160000
Assessment roll updated November 24, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8705 DOWD CT, DAYTON, OH 45458-2957 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Apr 11, 2023 | Quit Claim Deed, Transfer Quitclaim Document |
| May 25, 2021 | Deed of Trust, Mortgage · Line of Credit MIDUSA CU INC |
| Nov 16, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on Record |
| Deed Sale | Nov 16, 2020 · Amount on Record |
| Prior Sale | Feb 21, 2006 · Amount on Record |
| Deed Doc Number | 20201696036 |
| Deed Book / Page | 1696 / 36 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 06, 2026 |
| Property Address | 1012 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0001885122 |
| Book / Page | 1885 / 122 |
| Instrument Date | May 06, 2026 |
| Instrument | 20261885122 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 8705 DOWD CT, DAYTON, OH 45458-2957 |
| Document Number | 0001885122, |
|---|---|
| Date | May 06, 2026 |
| Book Page | 1885/122 |
| Instrument | 20261885122 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 11, 2023 |
| Property Address | 1012 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0017960139 |
| Book / Page | 1796 / 139 |
| Map Reference | MB 3 PG 58 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 1796139 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1012 OCEAN DR, EMERALD ISLE, NC 28594 |
| Name | Verified Name |
|---|---|
| Address | 8705 DOWD CT, DAYTON, OH 45458-2957 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1012 OCEAN DR, EMERALD ISLE, NC 28594 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017230384 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 1723/384 |
| Instrument | 1723384 |
| Name | MIDUSA CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKLIN, OH 45005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 24, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Nov 16, 2020 |
| Property Address | 1012 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0016960036 |
| Book / Page | 001696 / 000036 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8705 DOWD CT DAYTON OH 454582957, DAYTON, OH 45458-2957 |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,215.00 (+34.17%) | $1,449,131 (+94.83%) Land $608,075 Building $841,056 | $1,449,131 (+94.83%) Land $608,075 Building $841,056 |
| 2023 | $743,787 Land $309,600 Building $434,187 | $743,787 Land $309,600 Building $434,187 | |
| 2022 | $3,887.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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