1012 Oak Dr, Leesburg, FL 34748 Property Records

Lake County property record for 1012 Oak Dr, Leesburg, FL 34748

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,242 sqft · built 1951
Lot Size	0.233 acres (10,150 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Feb 2024)
Tax Bill	$2,328 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Apr 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-19-24-2000-00F-01100`

Property Details

APN / Parcel Number

Primary APN	`23-19-24-2000-00F-01100`
Alternative APNs	`241923200000F01100` `1765501`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	10,150 sqft (0.233 acres)
Lot Dimensions	145 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1765501
Street Address	1012 OAK DR
City	LEESBURG
State	FL
Zip	34748-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LEESBURG WHISPERING PINES LOT 11 BLK F PB 12 PG 2 ORB 6284 PG 900
Legal Range	24E
Legal Township	19S
Legal Section	23
Legal Subdivision	LEESBURG
Legal Tract	2000
Legal Block	F
Legal Lot Number	11
Jurisdiction	LAKE FL
Township / Civil Division	LEESBURG
Census Block Group	2
Census Block	2035
Census Tract	30601

Owner

1012 Oak Dr is owned and occupied by two individuals who bought it in February 2024.

Source: Lake County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1012 OAK DR, LEESBURG, FL 34748-4327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 3, 2021	Special Warranty Deed, Transfer · Commercial Mortgage COLONY AMERICAN FINANCE LENDER LLC
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Feb 27, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Jun 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2024 · Amount on File
Deed Sale	Feb 14, 2024 · Amount on File
Prior Sale	Apr 20, 2022 · Amount on File
Deed Document Number	202417107
Deed Book / Page	6284 / 900
Prior Transfer Date	Jul 15, 2021
Prior Transfer Doc	0057641789
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 14, 2024
Property Address	1012 OAK DR, LEESBURG, FL 34748-4327
Document Number	0062840900
Book / Page	6284 / 900
Map Reference	MB 12 PG 2
Instrument Date	Feb 12, 2024
Instrument	2024017107
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	MAGNOLIA TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1262 MERION DR, MOUNT DORA, FL 32757-8718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 OAK DR, LEESBURG, FL 34748-4327

Mortgage

Document Number	0006284901
Date	Feb 14, 2024
Instrument	6284/901

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0062840922
Date	Feb 14, 2024
Book Page	6284/922
Instrument	2024017109

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 20, 2022
Property Address	1012 OAK DR, LEESBURG, FL 34748-4327
Document Number	0059402349
Book / Page	5940 / 2349
Map Reference	MB 12 PG 2
Instrument Date	Apr 18, 2022
Instrument	2022055168
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5650 MARION COUNTY RD, LADY LAKE, FL 32159-2810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 OAK DR, LEESBURG, FL 34748-4327

Mortgage

Document Number	0059402350
Date	Apr 20, 2022
Instrument	5940/2350

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 3, 2021
Property Address	1012 OAK DR, LEESBURG, FL 34748-4327
Document Number	0057641781
Book / Page	5764 / 1781
Map Reference	MB 12 PG 2
Instrument Date	Jul 15, 2021
Instrument	2021106504
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5650 MARION COUNTY RD, LADY LAKE, FL 32159-2810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5650 MARION COUNTY RD, LADY LAKE, FL 32159-2810
Investor	Possibly a Property Investor

Mortgage

Document Number	0057641789
Date	Aug 3, 2021
Book Page	5764/1789
Instrument	2021106506

Lender

Name	COLONY AMERICAN FINANCE LENDER LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1012 OAK DR, LEESBURG, FL 34748-4327
Document Number	0056042150
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5650 MARION COUNTY RD LAKE WV 25121, LAKE, WV 25121

Mortgage

Document Number	0056042150
Date	Dec 18, 2020
Book Page	005604/002150
Instrument	143403

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1012 OAK DR, LEESBURG, FL 34748-4327
Document Number	0054451526
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 SEA DUNES DR MELBOURNE FL 329513313, MELBOURNE, FL 32951-3313

Mortgage

Document Number	0054451526
Date	Mar 6, 2020
Book Page	005445/001526
Instrument	36668

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 24, 2019
Property Address	1012 OAK DR, LEESBURG, FL 34748-4327
Document Number	0052982285
Book / Page	005298 / 002285
Instrument Date	Mar 7, 2019
Instrument	70195
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 W MAIN ST LEESBURG FL 347485118, LEESBURG, FL 34748-5118

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Leesburg City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,592 (-) Land $35,000 Building $99,592	$134,592 (-) Land $35,000 Building $99,592
2025		$134,592 Land $35,000 Building $99,592	$134,592 Land $35,000 Building $99,592
2024	$2,328.00 (+3.37%)
2023	$2,252.00 (+5.63%)	$131,311 (+8.24%)	$131,311 (+8.24%) Land $35,000 Building $96,311
2022	$2,132.00	$121,311	$121,311 Land $25,000 Building $96,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEESBURG serves 46,921 people · EPA ID FL3350745
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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