Livingston County property record for 1012 Oak Cluster Dr, Howell, MI 48855 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,978 sqft · built 2002 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Jan 2021) |
| Tax Bill | $5,766 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-26-102-211 |
| Primary APN | 17-26-102-211 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,978 sqft Living Area |
| 1st Floor Area | 1,013 sqft |
| Basement Area | 1,013 sqft |
| Unfinished Basement | 1,013 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 9,409 sqft (0.216 acres) |
| Lot Dimensions | 117 ft deep x 80 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 85 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1012 OAK CLUSTER DR |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48855-7315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 26 T3N R4E CITY OF HOWELL ROLLING OAKS SUBDIVISION NO. 2 LOT 211 SPLIT FROM 17-26-100-005 |
| Legal Range | 04E |
| Legal Township | 03N |
| Legal Section | 26 |
| Legal Subdivision | ROLLING OAKS |
| Legal Tract | 725000 |
| Legal Lot Number | 211 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 725000 |
Source: Livingston County records · APN 17-26-102-211
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 OAK CLUSTER DR, HOWELL, MI 48855-7315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit LOC FEDERAL CREDIT UNION |
| Jan 15, 2021 | Warranty Deed, Transfer · Conventional with PMI GOLD STAR MTG FIN'L |
| Mar 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK |
| Apr 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on Record |
| Deed Sale | Jan 15, 2021 · Amount on Record |
| Prior Sale | Jul 23, 2003 · Amount on Record |
| Deed Document Number | 20212333 |
| Prior Transfer Date | Jun 01, 1999 |
| Prior Transfer Doc | 2770000264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Jul 31, 2026 |
| Property Address | 1012 OAK CLUSTER DR, HOWELL, MI 48855-7315 |
| Document Number | 0000016686 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202616686 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1012 OAK CLUSTER DR, HOWELL, MI 48855-7315 |
| Document Number | 0000016686, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202616686 |
| Name | LOC FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Jan 15, 2021 |
| Property Address | 1012 OAK CLUSTER DR, HOWELL, MI 48855-7315 |
| Document Number | 0000002333 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 2333 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2021 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1333 JOE RICHARDS DR HOWELL MI 488556424, HOWELL, MI 48855-6424 |
| Document Number | 2654 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2654 |
| Name | GOLD STAR MTG FIN'L |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 1012 OAK CLUSTER DR, HOWELL, MI 48855-7315 |
| Document Number | 0000008252 |
| Instrument Date | Mar 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1012 OAK CLUSTER DR HOWELL MI 488557315, HOWELL, MI 48855-7315 |
| Document Number | 0000008252 |
|---|---|
| Date | Apr 08, 2019 |
| Instrument | 8252 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 07, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 1012 OAK CLUSTER DR, HOWELL, MI 48855-7315 |
| Document Number | 0000012991 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1012 OAK CLUSTER DR HOWELL MI 488557315, HOWELL, MI 48855-7315 |
| Document Number | 0000012991 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 12991 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2047 |
Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| Municipality | Howell City |
| Unified School District | Howell Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,100 (+52.03%) | $434,200 (+52.03%) | |
| 2025 | $5,766.00 | ||
| 2023 | $142,800 | ||
| 2021 | $285,600 |
Source: FEMA National Flood Hazard Layer, Livingston County (26093C), updated September 17, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Surf Air Wireless | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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