San Joaquin County property record for 1012 O St, Lathrop, CA 95330 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,147 sqft · built 1993 |
| Lot Size | 0.138 acres (6,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Aug 2019) |
| Tax Bill | $4,763 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-480-740-000 |
| Primary APN | 196-480-740-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,147 sqft Living Area |
| 1st Floor Area | 1,147 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,017 sqft (0.138 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 196-480-74 |
|---|---|
| Street Address | 1012 O ST |
| City | LATHROP |
| State | CA |
| Zip | 95330-9392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 128 |
| Legal Subdivision | HORIZON PARK |
| Legal Block | 1 |
| Legal Lot Number | 128 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 5130 |
Source: San Joaquin County records · APN 196-480-740-000
Assessment roll updated September 24, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1012 O ST, LATHROP, CA 95330-9392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 28, 2019 | Grant Deed, Transfer · FHA Mortgage ORION LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on Record |
| Deed Sale | Aug 28, 2019 · Amount on Record |
| Prior Sale | Sep 29, 2016 · Amount on Record |
| Deed Document Number | 201993562 |
| Prior Transfer Date | Feb 28, 2007 |
| Prior Transfer Doc | 0000047415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1012 O ST, LATHROP, CA 95330-9392 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1012 O ST, LATHROP, CA 95330-9392 |
| Document Number | 0000206844 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021-206844 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 28, 2019 |
| Property Address | 1012 O ST, LATHROP, CA 95330-9392 |
| Document Number | 0000093562 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 93562 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | PLACER TITLE COMPANY AUBURN, PLACER TITLE CO AUBURN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $401.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1012 O ST LATHROP CA 953309392, LATHROP, CA 95330-9392 |
| Document Number | 93563 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 93563 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2049 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,763.00 (+3.95%) | $399,177 (+4.04%) Land $98,426 Building $300,751 | |
| 2023 | $4,582.00 (+1.44%) | $383,678 Land $94,605 Building $289,073 | $433,890 |
| 2022 | $4,517.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770051301, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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