1012 Northampton Dr, La Plata, MD 20646 Property Records

Charles County property record for 1012 Northampton Dr, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,775 sqft · built 1993
Lot Size	0.523 acres (22,759 sqft)
Owner	2 Individual Names on File
Last Sale	$635,583 (Apr 2026)
Tax Bill	$15,672 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-051512`

Property Details

APN / Parcel Number

Primary APN	`01-051512`
Alternative APNs	`1051512` `051512`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,775 sqft Living Area
Gross Area	4,255 sqft
1st Floor Area	1,372 sqft
Basement Area	1,068 sqft
Finished Basement	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Siding
Lot Area	22,759 sqft (0.523 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	051512
Street Address	1012 NORTHAMPTON DR
City	LA PLATA
State	MD
Zip	20646-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-21
Legal Description	LOT 21 BLK D PLAT 2 KINGS GRANT SUB SEC 1 TOWN OF LA PLATA
Legal Subdivision	TOWN OF LA PLATA
Legal Block	D
Legal Lot Number	21
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2008
Census Tract	851003

Owner

1012 Northampton Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1012 NORTHAMPTON DR, LA PLATA, MD 20646-3502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Feb 10, 2022	Deed of Trust, Mortgage · Commercial Mortgage HOMETOP INVESTMENT PARTNERS III SPV LLC
Dec 27, 2022	Deed of Trust, Mortgage · FHA Mortgage CHANGE LENDING LLC
Jul 24, 2024	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 1, 2026	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Apr 1, 2026	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Oct 16, 2020	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Mar 14, 2016 · Amount on File
Deed Book / Page	14014 / 216
Prior Transfer Date	Feb 29, 2016
Prior Transfer Doc	0093160516
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1012 NORTHAMPTON DR, LA PLATA, MD 20646-3502
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 NORTHAMPTON DR, LA PLATA, MD 20646-3502

Mortgage

Document Number	0119140366
Date	Jun 28, 2021
Book Page	11914/366

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1012 NORTHAMPTON DR, LA PLATA, MD 20646-3502
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123880028
Date	Feb 10, 2022
Book Page	12388/28

Lender

Name	HOMETOP INVESTMENT PARTNERS III SPV LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1012 NORTHAMPTON DR, LA PLATA, MD 20646-3502
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128090330
Date	Dec 27, 2022
Book Page	12809/330

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1012 NORTHAMPTON DR, LA PLATA, MD 20646-3502
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 NORTHAMPTON DR, LA PLATA, MD 20646-3502

Mortgage

Document Number	0133530488
Date	Jul 24, 2024
Book Page	13353/488

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Jan 1, 2053

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 1, 2026
Property Address	1012 NORTHAMPTON DR, LA PLATA, MD 20646-3502
Document Number	1401000216
Book / Page	14014 / 216
Instrument Date	Feb 26, 2026
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRUITT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641,938.83
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1012 NORTHAMPTON DR, LA PLATA, MD 20646-3502

Mortgage

Document Number	1401000228,
Date	Apr 1, 2026
Book Page	14014/228

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 1, 2026
Property Address	1012 NORTHAMPTON DR, LA PLATA, MD 20646-3502
Document Number	0140140216
Book / Page	14014 / 216
Instrument Date	Feb 26, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PRUITT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641,938.83
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1012 NORTHAMPTON DR, LA PLATA, MD 20646-3502

Mortgage

Document Number	1401000228,
Date	Apr 1, 2026
Book Page	14014/228

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	5.99%
Max Rate	-1%

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	1012 NORTHAMPTON DR, LA PLATA, MD 20646-3502
Document Number	0114750256
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 NORTHAMPTON DR LA PLATA MD 206463502, LA PLATA, MD 20646-3502

Mortgage

Document Number	0114750256
Date	Dec 4, 2020
Book Page	011475/000256

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Dec 3, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Northampton Dr was $15,672.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,500 (+8.59%) Land $96,300 Building $479,200	$575,500 (-) Land $96,300 Building $479,200
2025	$15,672.00	$529,967	$575,500 Land $96,300 Building $479,200
2023	$6,626.00 Homeowner's exemption	$438,900 Land $96,300 Building $342,600	$438,900 Land $96,300 Building $342,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Northampton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Northampton Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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