1012 N Vail Cir, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 1012 N Vail Cir, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,443 sqft · built 1993
Lot Size	0.245 acres (10,677 sqft)
Owner	2 Trust Names on Record
Last Sale	$198,000 (Dec 2013)
Tax Bill	$4,741 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-22-12-352-039-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-12-352-039-000`
Alternative APN	`60349`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,443 sqft Finished Area
1st Floor Area	1,459 sqft
Basement Area	1,374 sqft
Finished Basement	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,677 sqft (0.245 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	Deck Area
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	60349
Street Address	1012 N VAIL CIR
City	SIOUX FALLS
State	SD
Zip	57110-5710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22A BLOCK 1 RICHMOND ESTATES 3RD ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	RICHMOND ESTATES 3RD ADDN
Legal Block	1
Legal Lot Number	22A
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1014
Census Tract	408

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1012 N VAIL CIR, SIOUX FALLS, SD 57110-5710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage PLAINS COMMERCE BANK
May 26, 2020	Deed of Trust, Mortgage · Line of Credit BLACK HILLS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2013 · Amount on Record
Deed Sale	Dec 3, 2013 · Amount on Record
Deed Document Number	2013334573
Deed Book / Page	553 / 295
Prior Transfer Date	Nov 27, 2013
Prior Transfer Doc	000553/295
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 8, 2026
Property Address	1012 N VAIL CIR, SIOUX FALLS, SD 57110-5710
Document Number	0000163245
Book / Page	2019-M / 132
Instrument Date	Jul 1, 2026
Instrument	2026163245
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 N VAIL CIR, SIOUX FALLS, SD 57110-5710

Mortgage

Document Number	0000163245,
Date	Jul 8, 2026
Book Page	2019-M/132
Instrument	2026163245

Lender

Name	PLAINS COMMERCE BANK

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1012 N VAIL CIR, SIOUX FALLS, SD 57110-5710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1885MTG/854
Date	May 26, 2020
Book Page	1885 MTG/854

Lender

Name	BLACK HILLS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,700 (+9.03%) Land $41,500 Building $340,200	$381,700 Land $41,500 Building $340,200
2025	$4,741.00	$350,100 (-0.57%) Land $41,500 Building $308,600
2024	$4,741.00 (+20.06%)	$352,100 (+34.59%) Land $42,500 Building $309,600
2022	$3,949.00	$261,600 Land $40,000 Building $221,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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