1012 N Tower Ave, Centralia, WA 98531 Property Records

Lewis County property record for 1012 N Tower Ave, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	1 ba · 830 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2023)
Tax Bill	$1,507 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2023 Sale & Mortgage + 1 more
APN	`001518-000-000`

Property Details

APN / Parcel Number

Primary APN	`001518-000-000`
Alternative APNs	`2228689` `2203710` `11439`

Interior

Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	830 sqft Living Area
1st Floor Area	830 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	432 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	174 sqft
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	2228689
Street Address	1012 N TOWER AVE
City	CENTRALIA
State	WA
Zip	98531-4934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 05 TOWNSHIP 14N RANGE 02W LTS 10 & 11 BLK 14 RAILROAD ADD 2/73 2002241
Legal Range	02W
Legal Township	14N
Legal Section	05
Legal Subdivision	RAILROAD ADD
Legal Block	14
Legal Lot Number	10,11
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	2
Census Block	2036
Census Tract	970400

Owner

1012 N Tower Ave is owned and occupied by an individual who bought it in May 2023.

Source: Lewis County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1012 N TOWER AVE, CENTRALIA, WA 98531-4934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 22, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 31, 2017	Warranty Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Prior Sale	Aug 31, 2017 · Amount on File
Deed Document Number	20233593574
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	1012 N TOWER AVE, CENTRALIA, WA 98531-4934
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003549774
Date	Apr 28, 2021
Instrument	3549774

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	319 Months
Due	Nov 1, 2047

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	May 22, 2023
Property Address	1012 N TOWER AVE, CENTRALIA, WA 98531-4934
Document Number	0003593574
Map Reference	VOL 2 PG 74-77
Instrument Date	May 19, 2023
Instrument	3593574
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TITLE GUARANTEE COMPANY INC., TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,485.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 N TOWER AVE, CENTRALIA, WA 98531-4934

Mortgage

Document Number	0003593575
Date	May 22, 2023
Instrument	3593575

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Aug 31, 2017
Property Address	1012 N TOWER AVE, CENTRALIA, WA 98531-4934
Document Number	0003471347
Instrument Date	Aug 31, 2017
Instrument	3471347
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	TITLE GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,502.34
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	330 J ST SE EPHRATA WA 988232504, EPHRATA, WA 98823-2504

Mortgage

Document Number	3471348
Date	Aug 31, 2017
Instrument	3471348

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$229,200 (-) Land $28,000 Building $201,200	$229,200 (-) Land $28,000 Building $201,200
2024	$1,507.00 (-2.71%)	$229,200 Land $28,000 Building $201,200	$229,200 Land $28,000 Building $201,200
2023	$1,549.00
2022		$189,000 Land $28,000 Building $161,000	$189,000 Land $28,000 Building $161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1012 N Tower Ave; there have been 19 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	19 (1990–2009)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 3 claims High Winds, Severe Storms And Flooding, Feb 1996 · 9 claims Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 N Tower Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve.

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