1012 N Texas St, Ada, OK 74820 Property Records

Pontotoc County property record for 1012 N Texas St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1940
Lot Size	0.195 acres (8,535 sqft)
Owner	Individual Name on Record
Last Sale	$6,000 (May 2023)
Tax Bill	$75 (2025)
Deeds & Mortgages	Mar 2025 Construction Loan May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`11538`

Property Details

APN / Parcel Number

Primary APN	`11538`
Alternative APN	`0015-00-010-002-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	1,156 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2024
Architectural Style	Traditional
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,535 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	11538
Street Address	1012 N TEXAS ST
City	ADA
State	OK
Zip	74820-4071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 10 ARLINGTON ADD.
Legal Subdivision	ARLINGTON -ADA SD, -SE 27-4-6
Legal Block	10
Legal Lot Number	2
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1012
Census Tract	88900

Owner

Source: Pontotoc County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2691, ADA, OK 74821-2691
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Deed of Trust, Mortgage · Construction Mortgage VISION BANK
May 16, 2023	Warranty Deed, Transfer HOME TITLE GUARANTY COMPANY, HOME TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Deed Document Number	20232435
Deed Book / Page	3701 / 65
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	1012 N TEXAS ST, ADA, OK 74820-4071
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11503 COUNTY ROAD 3585, ADA, OK 74820-0946

Mortgage

Document Number	003870/158
Date	Mar 7, 2025
Book Page	3870/158
Instrument	I-2025-001239

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 5, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	May 16, 2023
Property Address	1012 N TEXAS ST, ADA, OK 74820-4071
Document Number	0003701/65
Book / Page	3701 / 65
Instrument Date	May 12, 2023
Instrument	I-2023-002435
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	HOME TITLE GUARANTY COMPANY, HOME TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$9.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2691, ADA, OK 74821-2691

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,011 (+1,290.42%) Land $756 Building $9,255	$83,424 (+1,290.4%) Land $6,300 Building $77,124
2025	$75.00 (+1.35%)	$720 (-) Land $720	$6,000 (-) Land $6,000
2024	$74.00 (-76.88%)	$720 (-76.79%) Land $720	$6,000 (-84.82%) Land $6,000
2023	$320.00	$3,102 Land $573 Building $2,529	$39,534 Land $7,500 Building $32,034

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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