1012 N Spruce St, Creston, IA 50801 Property Records

Union County property record for 1012 N Spruce St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,029 sqft · built 1953
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Aug 2006)
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0501126020`

Property Details

APN / Parcel Number

Primary APN	`0501126020`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,029 sqft Living Area
Basement Area	1,029 sqft
Finished Basement	350 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	35 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1012 N SPRUCE ST
City	CRESTON
State	IA
Zip	50801-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW LOT 7
Legal Subdivision	CRESTVIEW ADDITION
Legal Lot Number	7
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	1
Census Block	1024
Census Tract	190400

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 N SPRUCE ST, CRESTON, IA 50801-1345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Jun 24, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2006 · Amount on Record
Deed Sale	Aug 10, 2006 · Amount on Record
Deed Document Number	20062153
Deed Book / Page	863 / 338
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1012 N SPRUCE ST, CRESTON, IA 50801-1345
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001224/200
Date	Jul 6, 2020
Book Page	1224/200
Instrument	2020-00001204

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION IA
Recording Date	Jun 24, 2020
Property Address	1012 N SPRUCE ST, CRESTON, IA 50801-1345
Document Number	001223/204
Book / Page	1223 / 204
Instrument Date	Jun 12, 2020
Instrument	2020-00001088
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 N SPRUCE ST, CRESTON, IA 50801-1345

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,240 (-) Land $17,720 Building $110,520	$128,240 (-) Land $17,720 Building $110,520
2025	$1,956.00 (-0.2%) Homeowner's exemption	$128,240 (+10.69%) Land $17,720 Building $110,520	$128,240 (+10.69%) Land $17,720 Building $110,520
2024	$1,960.00 (-10.42%)
2023		$115,860 Land $21,070 Building $94,790	$115,860 Land $21,070 Building $94,790
2022	$2,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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