1012 N Ridge Rd, McHenry, IL 60050 Property Records

McHenry County property record for 1012 N Ridge Rd, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,736 sqft · built 1901
Lot Size	4.38 acres (191,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Aug 2019)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-31-200-008`

Property Details

APN / Parcel Number

Primary APN	`09-31-200-008`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,736 sqft Living Area
Gross Area	3,480 sqft
1st Floor Area	1,344 sqft
Basement Area	432 sqft

Exterior

Year Built	Built 1901
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	191,228 sqft (4.38 acres)
Garage Area	1,836 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	160 sqft
Deck Area	522 sqft
Patio Area	168 sqft
Lean-To	499 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1012 N RIDGE RD
City	MCHENRY
State	IL
Zip	60050-7438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0024938 N1/2 NE1/4 /EX PT ANNEXED TO CITY OF MCH PER DOC 90R001911 & DOCS 90R013924 & 90R030402 & S 510FT & N
Legal Range	08E
Legal Township	45N
Legal Section	31
Legal Subdivision	WEST SIDE/FOX RIVER
Legal Block	200
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1043
Census Tract	870501

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 N RIDGE RD, MCHENRY, IL 60050-7438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Prior Sale	Jan 10, 2005
Deed Document Number	2019R0024938
Record Updated	Jun 7, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 7, 2019
Property Address	1012 N RIDGE RD, MCHENRY, IL 60050-7438
Document Number	0000024938
Instrument Date	Jul 25, 2019
Instrument	24938
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1012 N RIDGE RD MCHENRY IL 600507438, MCHENRY, IL 60050-7438

Mortgage

Document Number	24939
Date	Aug 7, 2019
Instrument	24939

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$126,979 Land $57,304 Building $69,675	$380,937 Land $171,912 Building $209,025

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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