1012 N Keystone Ave, Chicago, IL 60651 Property Records

Cook County property record for 1012 N Keystone Ave, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,343 sqft · built 2005
Lot Size	0.088 acres (3,810 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2020)
Tax Bill	$4,801 (2023)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-03-414-036`

Property Details

APN / Parcel Number

Primary APN	`16-03-414-036`
Alternative APN	`16-03-414-036-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,343 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,810 sqft (0.088 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1012 N KEYSTONE AVE
City	CHICAGO
State	IL
Zip	60651-3638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(MILLS) & (SONS) RESUB OF BLKS 1-4 IN TELFORD & WATSO NS ADD TO CHGO SUB OF BLKS 3-4 OF FOSTERS SUB EH SE SEC 03-39-13
Legal Range	13E
Legal Township	39N
Legal Section	03
Legal Subdivision	MILLS & SONS
Legal Block	1-4
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	6
Census Block	6002
Census Tract	842100

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 N KEYSTONE AVE, CHICAGO, IL 60651-3638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWNE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Jan 5, 2006 · Amount on Record
Deed Document Number	202039114
Transfer Doc	0000000814
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1012 N KEYSTONE AVE, CHICAGO, IL 60651-3638
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 N KEYSTONE AVE, CHICAGO, IL 60651-3638

Mortgage

Document Number	0019933046
Date	Jul 18, 2022
Instrument	2219933046

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1012 N KEYSTONE AVE, CHICAGO, IL 60651-3638
Document Number	2029855165
Instrument Date	Sep 12, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1012 N KEYSTONE AVE CHICAGO IL 606513638, CHICAGO, IL 60651-3638

Mortgage

Document Number	2029855165
Date	Oct 26, 2020
Instrument	29855165

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

Interest

Rate	3.12%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 26, 2020
Property Address	1012 N KEYSTONE AVE, CHICAGO, IL 60651-3638
Document Number	2014739114
Instrument Date	Apr 30, 2020
Instrument	14739114
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1012 N KEYSTONE AVE CHICAGO IL 606513638, CHICAGO, IL 60651-3638

Mortgage

Document Number	2014739115
Date	May 26, 2020
Instrument	14739115

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,000 (+19.23%) Land $5,715 Building $25,285	$310,000 (+19.23%) Land $57,150 Building $252,850
2023	$4,801.00 (+3.38%)
2022	$4,644.00	$26,000 Land $4,572 Building $21,428	$260,000 Land $45,720 Building $214,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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