1012 N Houston St, Lorena, TX 76655 Property Records

McLennan County property record for 1012 N Houston St, Lorena, TX 76655

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,637 sqft · built 1984
Lot Size	3.53 acres (153,767 sqft)
Owner	2 Individual Names on File
Last Sale	$249,800 (Sep 2017)
Tax Bill	$3,583 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-081500-009700-1`

Property Details

APN / Parcel Number

Primary APN	`30-081500-009700-1`
Alternative APNs	`3008150000970010111` `131023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,637 sqft Living Area
Gross Area	2,061 sqft
1st Floor Area	1,637 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	153,767 sqft
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	238 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1012 N HOUSTON ST
City	LORENA
State	TX
Zip	76655-3407
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	STEWART J ACRES 3.53
Legal Subdivision	STEWART J
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	2
Census Block	2011
Census Tract	3801

Owner

1012 N Houston St, a rural home, is owned and occupied by two individuals who bought it in September 2017.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1012 N HOUSTON ST, LORENA, TX 76655-3407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2017 · Amount on File
Deed Sale	Sep 12, 2017 · Amount on File
Deed Document Number	201729960
Prior Transfer Date	Aug 12, 2017
Prior Transfer Doc	0000029960
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 12, 2017
Property Address	1012 N HOUSTON ST, LORENA, TX 76655-3407
Document Number	0000029960
Instrument Date	Sep 12, 2017
Instrument	29960
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1012 N HOUSTON ST LORENA TX 766553407, LORENA, TX 76655-3407

Mortgage

Document Number	29961
Date	Sep 12, 2017
Instrument	29961

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 11, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1012 N Houston St was $3,583 with exemptions applied, down 17% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lorena City
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,807 (+7.07%) Land $78,896 Building $280,911	$359,807 (+7.07%) Land $78,896 Building $280,911
2025	$3,583.00 (-17.02%) Homeowner's exemption Senior Citizen's exemption	$336,050 Land $66,950 Building $269,100	$336,050 Land $66,950 Building $269,100
2024	$4,318.00
2023		$352,890 Land $66,950 Building $285,940	$352,890 Land $66,950 Building $285,940
2022	$4,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 N Houston St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 N Houston St is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORENA serves 1,776 people · EPA ID TX1550036
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber · Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20