1012 N Arroyo St, Ridgecrest, CA 93555 Property Records

Kern County property record for 1012 N Arroyo St, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,482 sqft · built 2004
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$449,000 (Jan 2008)
Tax Bill	$5,607 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2018 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`453-240-03-00-1`

Property Details

APN / Parcel Number

Primary APN	`453-240-03-00-1`
Alternative APNs	`453-240-03-8` `4532400300` `45324003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,482 sqft Living Area
Gross Area	4,014 sqft
1st Floor Area	2,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Patio Area	34 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	453240038
Street Address	1012 N ARROYO ST
City	RIDGECREST
State	CA
Zip	93555-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6083 , BLOCK , LOT 3
Legal Tract	6083
Legal Block	2
Legal Lot Number	3
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	2
Census Block	2045
Census Tract	5406

Owner

1012 N Arroyo St is owned by a company that acquired it in April 2018.

Source: Kern County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	1220 SCARSBROOK CT, MONUMENT, CO 80132-8487
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU
Apr 11, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2008 · Amount on File
Deed Sale	Jan 17, 2008 · Amount on File
Prior Sale	Oct 11, 2006 · Amount on File
Deed Document Number	20087800
Last Transfer Date	Apr 3, 2018
Transfer Doc	0000042955
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	1012 N ARROYO ST, RIDGECREST, CA 93555-3037
Document Number	0000019142
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1012 N ARROYO ST RIDGECREST CA 935553037, RIDGECREST, CA 93555-3037

Mortgage

Document Number	0000019142
Date	Feb 11, 2020
Instrument	19142

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 10, 2035

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Apr 11, 2018
Property Address	1012 N ARROYO ST, RIDGECREST, CA 93555-3037
Document Number	0000042955
Instrument Date	Apr 3, 2018
Instrument	42955
Transaction Type	Transfer
Record Updated	Apr 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1012 N ARROYO ST RIDGECREST CA 935553037, RIDGECREST, CA 93555-3037

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Apr 11, 2018
Property Address	1012 N ARROYO ST, RIDGECREST, CA 93555-3037
Document Number	0000042956
Instrument Date	Apr 3, 2018
Instrument	42956
Transaction Type	Transfer
Record Updated	Apr 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1012 N ARROYO ST RIDGECREST CA 935553037, RIDGECREST, CA 93555-3037

Tax Assessment & Valuation

The 2025 property tax bill for 1012 N Arroyo St was $5,607, up 5.8% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,000 (+0.45%) Land $111,000 Building $334,000
2025	$5,607.00 (+5.75%) Homeowner's exemption	$443,000 Land $111,000 Building $332,000
2024	$5,302.00 (+3.29%)
2023	$5,133.00 (+18.03%) Homeowner's exemption	$429,000 Land $107,000 Building $322,000
2022	$4,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1012 N Arroyo St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 N Arroyo St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
SBC-Wireless Fixed Wireless	100 / 100

May also be available: Frontier, Verizon.

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