1012 N 7th St, Apt A, Montrose, CO 81401 Property Records

Montrose County property record for 1012 N 7th St, Apt A, Montrose, CO 81401

Property Summary

Property Type	Townhouse
Details	3 bd · 2.75 ba · 1,293 sqft · built 2008
Lot Size	0.065 acres (2,832 sqft)
Owner	Individual Name on File
Tax Bill	$1,558 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3767-214-21-002`

Property Details

APN / Parcel Number

Primary APN	`3767-214-21-002`
Alternative APN	`R0020840`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Stories	2 Stories
Building Area	1,293 sqft Heated Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,832 sqft (0.065 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R0020840
Street Address	1012 N 7TH ST, A
City	MONTROSE
State	CO
Zip	81401-3289
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBD: FAIRGROUNDS VILLAGE PLD LOT: 10 S: 28 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	28
Legal Subdivision	FAIRGROUNDS VILLAGE PLD
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1032
Census Tract	966302

Owner

1012 N 7th St, Apt A is owned by an individual who acquired it in January 2023.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1268, MONTROSE, CO 81402-1268
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Feb 28, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage BANK OF COLORADO
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit ALPINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 19, 2023
Transfer Doc	0000959687
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1012 N 7TH ST APT A, A, MONTROSE, CO 81401-3289
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 S 2ND ST, MONTROSE, CO 81401-4248

Mortgage

Document Number	0000969203
Date	Feb 15, 2024
Instrument	969203

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Feb 28, 2023
Property Address	1012 N 7TH ST APT A, A, MONTROSE, CO 81401-3289
Document Number	0000959687
Map Reference	DOC 775838
Instrument Date	Jan 19, 2023
Instrument	959687
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 WEWATTA STREET #820820, 820820, BELL GARDENS, CA 90202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1268, SAVANNAH, GA 31402-1268

Mortgage

Document Number	0000959688
Date	Feb 28, 2023
Instrument	959688

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 28, 2033

Interest

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1012 N 7TH ST APT A, A, MONTROSE, CO 81401-3289
Transaction Type	Mortgage
Record Updated	Apr 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	919558
Date	Mar 31, 2020
Instrument	919558

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1012 N 7th St, Apt A was $1,558, up 24.5% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,558.00 (+24.54%)	$23,760 (+36.79%)	$337,030 Land $55,800 Building $281,230
2024	$1,251.00 (+4.6%)	$17,370 (-20.47%) Land $2,490 Building $14,880
2023	$1,196.00	$21,840 Land $3,130 Building $18,710	$259,180 Land $37,120 Building $222,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 N 7th St, Apt A in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1012 N 7th St, Apt A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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