1012 N 1st St, Stephens, AR 71764 Property Records

Ouachita County property record for 1012 N 1st St, Stephens, AR 71764

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,632 sqft · built 1950
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Tax Bill	$278 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`997-00004-000R`

Property Details

APN / Parcel Number

Primary APN	`997-00004-000R`
Alternative APN	`31622`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	44,431 sqft (1.02 acres)
Driveway	Asphalt Driveway

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Utility Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1012 N 1ST ST
City	STEPHENS
State	AR
Zip	71764-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N140' OF E 300' NE1/4 NE1/4 21 -15-19 STEP & PT NE COR NE1/4 NE1/4 35FT X 60FT 1.02 AC
Legal Range	19W
Legal Township	15S
Legal Section	21
Legal Subdivision	STEPHENS CITY METES & BOUNDS
Jurisdiction	OUACHITA AR
Township / Civil Division	SMACKOVER
Census Block Group	1
Census Block	1004
Census Tract	950302

Owner

Source: Ouachita County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 301, STEPHENS, AR 71764-0301
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit SECURITY BANK
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2008
Deed Sale	Apr 25, 2008
Prior Sale	Mar 14, 1997
Deed Book / Page	161 / 200
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA AR
Property Address	1012 N 1ST ST, STEPHENS, AR 71764-9126
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003463
Date	Nov 13, 2023
Instrument	2023-003463

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OUACHITA AR
Recording Date	Apr 14, 2022
Property Address	1012 N 1ST ST, STEPHENS, AR 71764-9126
Document Number	2022001392
Instrument Date	Apr 11, 2022
Instrument	2022-001392
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 WHISPERING CREEK DR, FESTUS, MO 63028-6212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 301, STEPHENS, AR 71764-0301
Investor	Possibly a Property Investor

Mortgage

Document Number	2022001406
Date	Apr 18, 2022
Instrument	2022-001406

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ouachita County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Ouachita County
Municipality	Stephens City
Unified School District	Camden Fairview School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$278.00 (+9.02%)	$7,600 (-) Land $610 Building $6,990	$38,000 (-) Land $3,050 Building $34,950
2025	$255.00 (+9.91%)	$7,600 (+58.33%) Land $610 Building $6,990	$38,000 (+58.33%) Land $3,050 Building $34,950
2023	$232.00	$4,800 Land $510 Building $4,290	$24,000 Land $2,550 Building $21,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS WATERWORKS serves 1,100 people · EPA ID AR0000405
Water Source	Groundwater
Last State Inspection	Mar 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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