Union County property record for 1012 Mountain Laurel Ct, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,709 sqft · built 2008 |
| Lot Size | 0.122 acres (5,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $191,000 (Nov 2016) |
| Tax Bill | $2,614 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-078-373 |
| Primary APN | 07-078-373 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,709 sqft Living Area |
| 1st Floor Area | 886 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 5,314 sqft (0.122 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1012 MOUNTAIN LAUREL CT |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-4118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | MR STALLIN |
| Legal Description | #129 FAIRHAVEN PH1 MP7 OPCK335 |
| Legal Subdivision | FAIRHAVEN |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20319 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1012 MOUNTAIN LAUREL CT, MATTHEWS, NC 28104-4118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2016 · Amount on Record |
| Deed Sale | Nov 28, 2016 · Amount on Record |
| Prior Sale | Jul 31, 2008 · Amount on Record |
| Deed Document Number | 201637057 |
| Deed Book / Page | 6827 / 875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1012 MOUNTAIN LAUREL CT, MATTHEWS, NC 28104-4118 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0008061631 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 8061/631 |
| Instrument | 17193 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,600 (-) Land $87,000 Building $293,600 | $380,600 (-) Land $87,000 Building $293,600 | |
| 2025 | $2,614.00 (+20.91%) | $380,600 (+49.25%) Land $87,000 Building $293,600 | $380,600 (+49.25%) Land $87,000 Building $293,600 |
| 2023 | $2,162.00 | $255,000 Land $55,000 Building $200,000 | $255,000 Land $55,000 Building $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2024–2026) |
| Most Recent Claim | May 2026 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REEDY CREEK MHP private · serves 64 people · EPA ID NC0160168 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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