1012 Misty Curve, Buffalo, MN 55313 Property Records

Wright County property record for 1012 Misty Curve, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,177 sqft · built 2021
Lot Size	0.322 acres (14,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,900 (Apr 2022)
Tax Bill	$4,436 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2020 Loan Modification + 6 more
Flood Zone	Zone X (minimal risk)
APN	`103-233-003060`

Property Details

APN / Parcel Number

Primary APN	`103-233-003060`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,177 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Dome
Exterior Material	Vinyl
Roof Type	Gable
Lot Area	14,043 sqft (0.322 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 MISTY CURV
City	BUFFALO
State	MN
Zip	55313-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-21 TWP-120 RANGE-025 MISTY MEADOWS LOT-006 BLOCK-003
Legal Range	025
Legal Township	120
Legal Section	21
Legal Subdivision	MISTY MEADOWS
Legal Block	3
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2002
Census Tract	100704

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 MISTY CURV, BUFFALO, MN 55313-4312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BANK
Dec 21, 2020	Loan Modification, Mortgage FINANCE FOR FUND LLC
Dec 21, 2020	Loan Modification, Mortgage OTHER INSTITUTIONAL LENDERS
Nov 10, 2020	Loan Modification, Mortgage OTHER INSTITUTIONAL LENDERS
Nov 13, 2020	Warranty Deed, Construction Loan · Construction Mortgage FINANCE FOR FUND LLC
Nov 13, 2020	Quit Claim Deed, Transfer CUSTOM HOME BUILDERS TITLE
Oct 19, 2020	Quit Claim Deed, Transfer NORTHLAND TITLE LLC
Jun 5, 2019	Affidavit of Death, Transfer NORTHLAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	20221401793
Prior Transfer Date	Oct 13, 2020
Prior Transfer Doc	0001447887
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 9, 2022
Property Address	1012 MISTY CURV, BUFFALO, MN 55313-4312
Document Number	00A1506436
Instrument Date	Apr 22, 2022
Instrument	A1506436
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1012 MISTY CURV, BUFFALO, MN 55313-4312

Mortgage

Document Number	00A1506437
Date	May 9, 2022
Instrument	A1506437

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	1012 MISTY CURV, BUFFALO, MN 55313-4312
Document Number	0001452749
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10713 JERSEY CT N BROOKLYN PARK MN 554452300, BROOKLYN PARK, MN 55445-2300
Investor	Possibly a Property Investor

Mortgage

Document Number	0001452749
Date	Dec 22, 2020
Instrument	1452749

Lender

Name	FINANCE FOR FUND LLC
Address	3600 SHADY OAK RD, MINNETONKA, MN 55305-4219

Agreement

Amount	Amount Recorded

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	1012 MISTY CURV, BUFFALO, MN 55313-4312
Document Number	0001452748
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10713 JERSEY CT N BROOKLYN PARK MN 554452300, BROOKLYN PARK, MN 55445-2300
Investor	Possibly a Property Investor

Mortgage

Document Number	0001452748
Date	Dec 22, 2020
Instrument	1452748

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	3600 SHADY OAK RD, MINNETONKA, MN 55305-4219

Agreement

Amount	Amount Recorded

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	1012 MISTY CURV, BUFFALO, MN 55313-4312
Document Number	0001447891
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10713 JERSEY CT N BROOKLYN PARK MN 554452300, BROOKLYN PARK, MN 55445-2300
Investor	Possibly a Property Investor

Mortgage

Document Number	0001447891
Date	Nov 13, 2020
Instrument	1447891

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	MINNETONKA, MN 55305

Agreement

Amount	Amount Recorded

November 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 13, 2020
Property Address	1012 MISTY CURV, BUFFALO, MN 55313-4312
Document Number	0001447888
Instrument Date	Nov 10, 2020
Instrument	1447888
Transaction Type	Construction Loan
Record Updated	Jul 26, 2022
Title Company	NORTHLAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$633.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10713 JERSEY CT N, BROOKLYN PARK, MN 55445-2300
Investor	Possibly a Property Investor

Mortgage

Document Number	0001447889
Date	Nov 13, 2020
Instrument	1447889

Lender

Name	FINANCE FOR FUND LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 13, 2020
Property Address	1012 MISTY CURV, BUFFALO, MN 55313-4312
Document Number	0001447887
Instrument Date	Oct 13, 2020
Instrument	1447887
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1339 20TH ST NE BUFFALO MN 553134335, BUFFALO, MN 55313-4335

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 19, 2020
Property Address	1012 MISTY CURV, BUFFALO, MN 55313-4312
Document Number	0001444451
Instrument Date	Sep 24, 2020
Instrument	1444451
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	NORTHLAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1339 20TH ST NE BUFFALO MN 553134335, BUFFALO, MN 55313-4335

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WRIGHT MN
Recording Date	Jun 5, 2019
Property Address	1012 MISTY CURV, BUFFALO, MN 55313-4312
Document Number	0001397110
Instrument Date	Oct 19, 2018
Instrument	1397110
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	NORTHLAND TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1259 20TH ST NE BUFFALO MN 553134303, BUFFALO, MN 55313-4303

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,436.00 (+165.31%)	$360,800 (-1.69%) Land $75,000 Building $285,800	$360,800 (-1.69%) Land $75,000 Building $285,800
2025		$367,000 (+2.6%) Land $75,000 Building $292,000	$367,000 (+2.6%) Land $75,000 Building $292,000
2023	$1,672.00 (+69.57%)	$357,700 Land $70,000 Building $287,700	$357,700 Land $70,000 Building $287,700
2022	$986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buffalo Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xtratyme Technologies.

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