1012 Miles Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 1012 Miles Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,872 sqft · built 2006
Lot Size	0.253 acres (11,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (May 2017)
Tax Bill	$4,605 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-199759`

Property Details

APN / Parcel Number

Primary APN	`07-199759`
Alternative APNs	`7199759` `199759`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,872 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,000 sqft (0.253 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	199759
Street Address	1012 MILES AVE
City	CAMBRIDGE
State	MD
Zip	21613-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 37-11,000 SQ FT E/S MILES AVENUE E OF MACES LANE
Legal Subdivision	BAYLY XING SUB
Legal Lot Number	37
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3023
Census Tract	970600

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 MILES AVE, CAMBRIDGE, MD 21613-2640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS LLC
Jun 22, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Apr 5, 2018	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
May 2, 2017	Deed, Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2017 · Amount on Record
Deed Sale	May 2, 2017 · Amount on Record
Prior Sale	Nov 6, 2009 · Amount on Record
Deed Document Number	20171398-161
Deed Book / Page	1398 / 161
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1012 MILES AVE, CAMBRIDGE, MD 21613-2640
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	OMNIA TITLE CORPORATION, OMNIA TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 MILES AVE, CAMBRIDGE, MD 21613-2640

Mortgage

Document Number	0019690279
Date	Sep 26, 2025
Book Page	1969/279

Lender

Name	GO DIRECT LENDERS LLC
Type	Mortgage Company
Address	GLENDALE, CA 91203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1012 MILES AVE, CAMBRIDGE, MD 21613-2640
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	BCHH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 MILES AVE, CAMBRIDGE, MD 21613-2640

Mortgage

Document Number	0017490348
Date	Jun 22, 2022
Book Page	1749/348

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1012 MILES AVE, CAMBRIDGE, MD 21613-2640
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016210114
Date	Jan 14, 2021
Book Page	1621/114

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1012 MILES AVE, CAMBRIDGE, MD 21613-2640
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014550403
Date	Apr 5, 2018
Book Page	1455/403

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2048

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 2, 2017
Property Address	1012 MILES AVE, CAMBRIDGE, MD 21613-2640
Document Number	0013980161
Book / Page	1398 / 161
Map Reference	LB PC46 FO102A&102B
Instrument Date	Apr 28, 2017
Instrument	1398-161
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1012 MILES AVE, CAMBRIDGE, MD 21613-2640

Mortgage

Document Number	1398168
Date	May 2, 2017
Instrument	1398-168

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,605.00 (+1.86%)	$246,467 (+2.4%)	$258,000 (+7.19%) Land $16,700 Building $241,300
2025	$4,521.00 (+28.73%)	$240,700 (+26.66%) Land $16,700 Building $224,000	$240,700 (-) Land $16,700 Building $224,000
2023	$3,512.00	$190,033	$240,700 Land $16,700 Building $224,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, T-Mobile, Verizon.

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