1012 Midpoint Ln, Gallatin, TN 37066 Property Records

Sumner County property record for 1012 Midpoint Ln, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,617 sqft · built 2024
OwnerIndividual Name on File
Last Sale$459,680 (Jun 2024)
Tax Bill$1,918 (2025)
Deeds & MortgagesOct 2026 Mortgage
Feb 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN113B E 07000

Property Details

APN / Parcel Number

Primary APN113B E 07000
Alternative APN
  • 083113B E 07000

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,617 sqft Living Area

Exterior

Year BuiltBuilt 2024
Exterior MaterialSiding
TerrainRolling
Garage TypeFinished
DrivewayDriveway
Driveway Area595 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area82 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1012 MIDPOINT LN
CityGALLATIN
StateTN
Zip37066-8094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:207 DIST:09 CITY/MUNI/TWP:GALLATIN SUBD:NEXUS PH1 NORTH SEC 2 MAP REF:113
Legal SubdivisionNEXUS PH1 NORTH SEC 2
Legal Lot Number207
JurisdictionSUMNER TN
Township / Civil Division4
Census Block Group1
Census Block1029
Census Tract20503

Owner

1012 Midpoint Ln is owned and occupied by an individual who bought it in June 2024.

Source: Sumner County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1012 MIDPOINT LN, GALLATIN, TN 37066-8094
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
SISTAR MORTGAGE COMPANY
Feb 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
SI MORTGAGE COMPANY
Jan 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jun 26, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2024 · Amount on File
Deed SaleJun 26, 2024 · Amount on File
Deed Document Number1484963
Deed Book / Page6389 / 1
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Recording DateOct 5, 2026
Property Address1012 MIDPOINT LN, GALLATIN, TN 37066-8094
Document Number0001566659
Book / Page6956 / 799
Instrument DateSep 28, 2026
Instrument20261566659
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 MIDPOINT LN, GALLATIN, TN 37066-8094

Mortgage

Document Number0001566659,
DateOct 5, 2026
Book Page6956/799
Instrument20261566659
Lender
NameSISTAR MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address1012 MIDPOINT LN, GALLATIN, TN 37066-8094
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 MIDPOINT LN, GALLATIN, TN 37066-8094

Mortgage

Document Number0067900404
DateFeb 25, 2026
Book Page6790/404
Instrument1542622
Lender
NameSI MORTGAGE COMPANY
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48310
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term349 Months
DueMar 1, 2055

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address1012 MIDPOINT LN, GALLATIN, TN 37066-8094
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 MIDPOINT LN, GALLATIN, TN 37066-8094

Mortgage

Document Number0065280594
DateJan 30, 2025
Book Page6528/594
Instrument1504717
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term355 Months
DueAug 1, 2054

June 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateJun 26, 2024
Property Address1012 MIDPOINT LN, GALLATIN, TN 37066-8094
Document Number0063890001
Book / Page6389 / 1
Map ReferenceMB 36 PG 79-83
Instrument DateJun 24, 2024
Instrument1484963
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 3, 2026
Title CompanyDHI TITLE AGENCY

Transaction

AmountAmount on Record
Tax$1,700.82
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 MIDPOINT LN, GALLATIN, TN 37066-8094

Mortgage

Document Number0000063894
DateJun 26, 2024
Instrument6389/4
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term362 Months
DueAug 1, 2054

Mortgage

Document Number0063890004
DateJun 25, 2024
Book Page6389/4
Instrument1484964
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term362 Months
DueAug 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Midpoint Ln was $1,918.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,918.00$135,000 Land $17,500 Building $117,500
2024$540,000 Land $70,000 Building $470,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1012 Midpoint Ln in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims15 (2002–2024)
Claims Outside the SFHA6 of 15
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 4 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Midpoint Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cumberland Connect
Fiber
1,000 / 1,000

May also be available: Xfinity.

Nearby Properties on Midpoint Ln

Nearby Streets

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