1012 Michael Gardens, Rockwall, TX 75087 Property Records

Rockwall County property record for 1012 Michael Gardens, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,321 sqft · built 2022
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (Jan 2022)
Tax Bill	$10,553 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R97249`

Property Details

APN / Parcel Number

Primary APN	`R97249`
Alternative APNs	`S4622-000C-0010-00-0R` `97249`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,321 sqft Living Area
Gross Area	4,216 sqft
1st Floor Area	3,321 sqft
Flooring	Terrazzo
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	663 sqft
Porch	Slab
Patio Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1012 MICHAEL GDNS
City	ROCKWALL
State	TX
Zip	75087-0649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK PLACE WEST PH III ADDITION, BLOCK C, LOT 10
Legal Subdivision	PARK PLACE WEST PH III ADDITION
Legal Tract	10
Legal Block	C
Legal Lot Number	10
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2034
Census Tract	40305

Owner

Source: Rockwall County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1012 MICHAEL GDNS, ROCKWALL, TX 75087-0649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jan 5, 2022	Vendor's Lien, Transfer · Conventional Mortgage THE AMERICAN NATIONAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Deed Document Number	2022335
Last Transfer Date	Feb 14, 2025
Transfer Doc	0000002673
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1012 MICHAEL GDNS, ROCKWALL, TX 75087-0649
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012217
Date	Jun 1, 2022
Instrument	20220000012217

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	Other
Margin	3
Max Rate	9.37%

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 5, 2022
Property Address	1012 MICHAEL GDNS, ROCKWALL, TX 75087-0649
Document Number	0000000335
Map Reference	FILE 20190000015075
Instrument Date	Dec 30, 2021
Instrument	20220000000335
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 PARK PLACE BLVD, 305, ROCKWALL, TX 75087-4744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 MCCALL DR, FATE, TX 75087-6906

Mortgage

Document Number	0000000336
Date	Jan 5, 2022
Instrument	20220000000336

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$811,849 (+6.16%) Land $132,500 Building $679,349	$811,849 (+6.16%) Land $132,500 Building $679,349
2025	$10,553.00 (-9.38%) Homeowner's exemption	$764,708 (+67.37%) Land $125,000 Building $639,708	$764,708 (+67.37%) Land $125,000 Building $639,708
2024	$11,645.00 (+85.67%)
2023	$6,272.00 (+331.96%) Homeowner's exemption	$456,902 Land $110,000 Building $346,902	$456,902 Land $110,000 Building $346,902
2021	$1,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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