1012 Merrill St, Hammond, IN 46320 Property Records

Lake County property record for 1012 Merrill St, Hammond, IN 46320

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,164 sqft · built 1994
Lot Size	0.309 acres (13,500 sqft)
Owner	Individual Name on File
Tax Bill	$2,873 (2024)
Deeds & Mortgages	Jan 2020 Loan Modification May 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-35-0105-0046`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0105-0046`
Alternative APNs	`45-07-06-326-002.000-023` `263501050046`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,164 sqft Living Area
Basement Area	1,582 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,500 sqft (0.309 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-35-0105-0046
Old Parcel Number	263501050046
Street Address	1012 MERRILL ST
City	HAMMOND
State	IN
Zip	46320-2661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORRIS ADD. BL.8 LOTS 45 TO 48 & N.1/2 VAC. ALLEY ADJ.
Legal Subdivision	MORRIS ADD
Legal Block	8
Legal Lot Number	45
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4002
Census Tract	20800

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 486, HAMMOND, IN 46325-0486
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Loan Modification, Mortgage WELLS FARGO BK
May 22, 2017	Loan Modification, Mortgage WELLS FARGO BK
May 22, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	1012 MERRILL ST, HAMMOND, IN 46320-2661
Document Number	0000012360
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 486 HAMMOND IN 463250486, HAMMOND, IN 46325-0486

Mortgage

Document Number	0000012360
Date	Feb 20, 2020
Instrument	12360

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

Interest

Rate	3.5%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	1012 MERRILL ST, HAMMOND, IN 46320-2661
Document Number	0000038054
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 MERRILL ST HAMMOND IN 463202661, HAMMOND, IN 46320-2661

Mortgage

Document Number	0000038054
Date	Jun 22, 2017
Instrument	38054

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1012 MERRILL ST, HAMMOND, IN 46320-2661
Document Number	0000035720
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 MERRILL ST HAMMOND IN 463202661, HAMMOND, IN 46320-2661

Mortgage

Document Number	0000035720
Date	Jun 12, 2017
Instrument	35720

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$275,800 (+30.71%) Land $38,500 Building $237,300	$275,800 (+30.71%) Land $38,500 Building $237,300
2024	$2,873.00 (+8.42%)
2023		$211,000 (+6.03%) Land $29,700 Building $181,300	$211,000 (+6.03%) Land $29,700 Building $181,300
2022	$2,650.00 Homeowner's exemption	$199,000 Land $29,700 Building $169,300	$199,000 Land $29,700 Building $169,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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