1012 Maiden Ln, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1012 Maiden Ln, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,181 sqft · built 1949
Lot Size	0.578 acres (25,178 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Sep 2020)
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-4700-0018-00-1`

Property Details

APN / Parcel Number

Primary APN	`12-4700-0018-00-1`
Alternative APN	`11-12-4700-0018-00-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,181 sqft Living Area
1st Floor Area	982 sqft
Basement Area	796 sqft
Unfinished Basement	796 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Raised Ranch
Lot Area	25,178 sqft (0.578 acres)
Lot Dimensions	296 ft deep x 85 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 MAIDEN LN
City	SAINT JOSEPH
State	MI
Zip	49085-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	LOT 18 LINCOLN AVENUE SUBDIVISION
Legal Subdivision	LINCOLN AVENUE SUB
Legal Lot Number	18
Legal Unit	18
Jurisdiction	BERRIEN MI
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1005
Census Tract	1700

Owner

1012 Maiden Ln is owned and occupied by an individual who bought it in September 2020.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1012 MAIDEN LN, SAINT JOSEPH, MI 49085-9589
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed, Transfer · Conventional Mortgage HONOR CU
Jul 31, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Sep 11, 2020 · Amount on File
Deed Book / Page	3290 / 1724
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	3284002494
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 11, 2020
Property Address	1012 MAIDEN LN, SAINT JOSEPH, MI 49085-9589
Document Number	03290/1724
Book / Page	3290 / 1724
Map Reference	LB 12 PG 10
Instrument Date	Sep 3, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2750 HINCHMAN RD, BRIDGMAN, MI 49106-9507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 MAIDEN LN, SAINT JOSEPH, MI 49085-9589

Mortgage

Document Number	0032901726
Date	Sep 11, 2020
Instrument	3290/1726

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 31, 2020
Property Address	1012 MAIDEN LN, SAINT JOSEPH, MI 49085-9589
Document Number	03284/2494
Book / Page	3284 / 2494
Map Reference	LB 12 PG 10
Instrument Date	Jul 13, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5027 M 63 N, COLOMA, MI 49038-9139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2750 HINCHMAN RD, BRIDGMAN, MI 49106-9507

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Maiden Ln was $1,974 with a homeowner's exemption, up 3.7% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Lincoln Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,900 (+10.51%)	$201,800 (+10.51%)
2025	$1,974.00 (+3.68%) Homeowner's exemption	$91,300	$182,600
2024	$1,904.00
2023		$71,000	$142,000
2022	$1,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Maiden Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Maiden Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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