Hamilton County property record for 1012 Lynnstone Dr, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,314 sqft · built 2011 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $499,900 (Jun 2024) |
| Tax Bill | $1,929 (2025) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 117C C 061 |
| Primary APN | 117C C 061 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,314 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft |
| Lot Width | 74 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000162241 |
|---|---|
| Street Address | 1012 LYNNSTONE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-1273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 138 HORSE CREEK FARMS PH III PB88 PG133 OUT OF 117C-A-6 FOR 2008 |
| Legal Subdivision | HORSE CREEK FARMS PH |
| Legal Phase | III |
| Legal Lot Number | 138 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10904 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1012 Lynnstone Dr is owned and occupied by an individual who bought it in June 2024.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 LYNNSTONE DR, CHATTANOOGA, TN 37405-1273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Apr 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2024 · Amount on File |
| Deed Sale | Jun 12, 2024 · Amount on File |
| Prior Sale | Apr 20, 2021 · Amount on File |
| Deed Document Number | 0013619631 |
| Deed Book / Page | 13619 / 631 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 12, 2024 |
| Property Address | 1012 LYNNSTONE DR, CHATTANOOGA, TN 37405-1273 |
| Document Number | 0000000148 |
| Book / Page | 13619 / 631 |
| Map Reference | MB 88 PG 133&134 |
| Instrument Date | Jun 12, 2024 |
| Instrument | 2024061200148 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,849.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 LYNNSTONE DR, CHATTANOOGA, TN 37405-1273 |
| Document Number | 0000000149 |
|---|---|
| Date | Jun 12, 2024 |
| Instrument | 2024061200149 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 7.99% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 20, 2021 |
| Property Address | 1012 LYNNSTONE DR, CHATTANOOGA, TN 37405-1273 |
| Document Number | 0000000094 |
| Book / Page | 12452 / 18 |
| Map Reference | MB 88 PG 133&134 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021042000094 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CHATTANOOGA TITLE-DOWNTOWN LLC, CHATTANOOGA TTL DOWNTOWN LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,489.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 LYNNSTONE DR, CHATTANOOGA, TN 37405-1273 |
| Document Number | 0001245221 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 12452/21 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 1012 Lynnstone Dr was $1,929, up 2% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,929.00 (+1.96%) | $127,325 (+50.5%) | $509,300 (+50.5%) Land $110,000 Building $399,300 |
| 2024 | $1,892.00 | $84,600 (-) | $338,400 (-) Land $70,000 Building $268,400 |
| 2023 | $1,892.00 | $84,600 (-) | $338,400 (-) Land $70,000 Building $268,400 |
| 2022 | $1,892.00 | $84,600 | $338,400 Land $70,000 Building $268,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1012 Lynnstone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Lynnstone Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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