Union County property record for 1012 Lydgate Dr, Waxhaw, NC 28173
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,186 sqft · built 2016 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $384,000 (Jun 2016) |
| Tax Bill | $5,488 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-165-135 |
| Primary APN | 05-165-135 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,186 sqft Living Area |
| 1st Floor Area | 1,785 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 9,496 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1012 LYDGATE DR |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-4541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | #381 MILLBRIDGE PH2 MAP1 OPCM519 |
| Legal Subdivision | MILLBRIDGE |
| Jurisdiction | UNION NC |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 21013 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1012 LYDGATE DR, WAXHAW, NC 28173-4541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2016 · Amount on Record |
| Deed Sale | Jun 3, 2016 · Amount on Record |
| Prior Sale | Aug 14, 2015 · Amount on Record |
| Deed Document Number | 201615728 |
| Deed Book / Page | 6691 / 26 |
| Last Transfer Date | Nov 14, 2016 |
| Transfer Doc | 6819283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1012 LYDGATE DR, WAXHAW, NC 28173-4541 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007755131 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 7755/131 |
| Instrument | 28797 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Waxhaw Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $712,600 (-) Land $145,800 Building $566,800 | $712,600 (-) Land $145,800 Building $566,800 | |
| 2025 | $5,488.00 (+21.2%) | $712,600 (+59.7%) Land $145,800 Building $566,800 | $712,600 (+59.7%) Land $145,800 Building $566,800 |
| 2023 | $4,528.00 | $446,200 Land $88,400 Building $357,800 | $446,200 Land $88,400 Building $357,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Comporium.
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