1012 Lowes Ln, Iron Station, NC 28080 Property Records

Lincoln County property record for 1012 Lowes Ln, Iron Station, NC 28080

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,576 sqft · built 2007
Lot Size	0.746 acres (32,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Mar 2008)
Tax Bill	$3,484 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3682-61-0379`

Property Details

APN / Parcel Number

Primary APN	`3682-61-0379`
Alternative APNs	`210215` `87116`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,576 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	32,496 sqft (0.746 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	210215
Street Address	1012 LOWES LN
City	IRON STATION
State	NC
Zip	28080-9647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#22 LT OLD PLANK
Legal Subdivision	OLD PLANK
Legal Lot Number	22
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2006
Census Tract	71002

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 LOWES LN, IRON STATION, NC 28080-9647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2008 · Amount on Record
Deed Sale	Mar 17, 2008 · Amount on Record
Prior Sale	Jun 26, 2007 · Amount on Record
Deed Book / Page	2016 / 831
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1012 LOWES LN, IRON STATION, NC 28080-9647
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002997235
Date	Jan 21, 2021
Book Page	2997/235
Instrument	623766

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1012 LOWES LN, IRON STATION, NC 28080-9647
Document Number	2850736
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 LOWES LN IRON STATION NC 280809647, IRON STATION, NC 28080-9647

Mortgage

Document Number	2850736
Date	Oct 2, 2019
Book Page	002850/000736
Instrument	598603

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,484.00 (+3.29%)	$537,308 (-) Land $56,000 Building $481,308	$537,308 (-) Land $56,000 Building $481,308
2023	$3,373.00	$537,308 Land $56,000 Building $481,308	$537,308 Land $56,000 Building $481,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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