1012 Loutro Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1012 Loutro Ct, Chesapeake, VA 23322 · Last verified September 2023

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 3 ba · 3,386 sqft · built 2021
Lot Size	0.233 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$580,910 (Oct 2021)
Deeds & Mortgages	Dec 2022 Second Mortgage Oct 2021 Sale & Mortgage
APN	`0593018000440`

Property Details

APN / Parcel Number

Primary APN	`0593018000440`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,386 sqft Total Area
1st Floor Area	3,603 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,193 sqft (0.233 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1012 LOUTRO CT
City	CHESAPEAKE
State	VA
Zip	23322-3557
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT 44 JOHNSTOWN ESTATES PH 2
Legal Subdivision	JOHNSTOWN ESTS, WATERS BND, SANDSTONE Q
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1015
Census Tract	21014

Owner

Source: Chesapeake City records · APN 0593018000440

Assessment roll updated August 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1012 LOUTRO CT, CHESAPEAKE, VA 23322-3557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Oct 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	0010462215
Deed Book / Page	10462 / 215
Record Updated	Jun 07, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1012 LOUTRO CT, CHESAPEAKE, VA 23322-3557
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10627/1826
Date	Dec 28, 2022
Book Page	10627/1826
Instrument	220037232

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2037

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 13, 2021
Property Address	1012 LOUTRO CT, CHESAPEAKE, VA 23322-3557
Document Number	010462/215
Book / Page	10462 / 215
Instrument Date	Oct 08, 2021
Instrument	210046412
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 LOUTRO CT, CHESAPEAKE, VA 23322-3557

Mortgage

Document Number	0210046413
Date	Oct 13, 2021
Instrument	210046413

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2023	$617,200 (+12.61%) Land $170,000 Building $447,200	$617,200 (+12.61%) Land $170,000 Building $447,200
2022	$548,100 Land $150,000 Building $398,100	$548,100 Land $150,000 Building $398,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 39 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2019–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020, rainfall accumulation

Wildfire

Wildfire Risk	Low above 34% of the US · above 57% of Virginia
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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