Cambria County property record for 1012 Locust St, Saint Michael, PA 15951
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $508 (2026) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-032.-315.000 |
| Primary APN | 01-032.-315.000 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,800 sqft (0.11 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Street Address | 1012 LOCUST ST |
|---|---|
| City | SAINT MICHAEL |
| State | PA |
| Zip | 15951-2028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 40 X 120 H G |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | ADAMS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 13300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Johnstown Flood National Memorial listed 2024 · 6 contributing resources · NRIS 100010579 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cambria County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1012 LOCUST ST, SAINT MICHAEL, PA 15951-2028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Recording Date | Jan 29, 2025 |
| Property Address | 1012 LOCUST ST, SAINT MICHAEL, PA 15951-2028 |
| Document Number | 202500000707 |
| Instrument Date | Dec 16, 2024 |
| Instrument | 2025-00000707 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 LOCUST ST, SAINT MICHAEL, PA 15951 |
| Document Number | 202500000708 |
|---|---|
| Date | Jan 29, 2025 |
| Instrument | 2025-00000708 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| County Subdivision | Adams Township |
| Unified School District | Forest Hills School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508.00 (-51.67%) | $11,400 (-) Land $380 Building $11,020 | |
| 2024 | $1,051.00 | $11,400 Land $380 Building $11,020 | |
| 1972 | $11,400 Land $380 Building $11,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 13 (1979–2021) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND S & W AUTH BEAVERDAM serves 22,617 people · EPA ID PA4110017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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