1012 Locust Ln, Albion, MI 49224 Property Records

Calhoun County property record for 1012 Locust Ln, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,127 sqft · built 1998
Lot Size	1.66 acres (72,658 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Nov 2020)
Tax Bill	$7,052 (2025)
Deeds & Mortgages	Nov 2020 Sale Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-007-627-00`

Property Details

APN / Parcel Number

Primary APN	`51-007-627-00`
Alternative APN	`13-51-007-627-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,127 sqft Living Area
1st Floor Area	2,127 sqft
Basement Area	2,127 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	72,658 sqft (1.66 acres)
Lot Dimensions	273 ft deep x 233 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 LOCUST LN
City	ALBION
State	MI
Zip	49224-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CITY OF ALBION BEG AT THE NE CORNER OF LOT 18 OF LOCUST LANE SUB TH N ZERO DEG 35 MIN W, 270 FT, TH N 80 DEG 32 MIN W 196.15 FT, TH S 19 DEG 50 MIN W 102 FT, TH S 36 DEG 44 MIN W 150.73 FT, TH S 54 DEG 51 MIN W 13.34 FT TO THE N'LY MOST CORNER OF LOT
Legal Subdivision	LOCUST LANE SUB
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2007
Census Tract	3400

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 LOCUST LN, ALBION, MI 49224-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Warranty Deed, Transfer
Aug 2, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Deed Book / Page	4475 / 132
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Nov 9, 2020
Property Address	1012 LOCUST LN, ALBION, MI 49224-2238
Document Number	004475/132
Book / Page	4475 / 132
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$2,141.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 LOCUST LN, 1012, ALBION, MI 49224-2238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 E MICHIGAN AVE, ALBION, MI 49224-1931

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Aug 2, 2018
Property Address	1012 LOCUST LN, ALBION, MI 49224-2238
Document Number	04250/0405
Book / Page	4250 / 0405
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,042.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 LOUST LN, ALBION, MI 49224-2238

Mortgage

Document Number	0004250408
Date	Aug 2, 2018
Instrument	4250/408

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,000 (+7.73%)
2025	$7,052.00 (+21.11%) Homeowner's exemption	$200,500 (+31.05%)	$432,000 (+7.73%)
2024			$401,000 (+31.05%)
2023		$153,000	$306,000
2022	$5,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1982–1989)
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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