1012 Laurel St, Highland, IL 62249 Property Records

Madison County property record for 1012 Laurel St, Highland, IL 62249

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details5,244 sqft · built 1968
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on File
Tax Bill$5,672 (2025)
Deeds & MortgagesApr 2026 Mortgage
Sep 2025 Line of Credit
+ 2 more
APN01-2-24-05-06-104-034

Property Details

APN / Parcel Number

Primary APN01-2-24-05-06-104-034

Interior

Units2 Units
Building Area5,244 sqft Total Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide

Location & Zoning

Street Address1012 LAUREL ST
CityHIGHLAND
StateIL
Zip62249-1504
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionORIGINAL TOWN LOT PT 6 50X130IRR
Legal SubdivisionORIGINAL TOWN
Legal Lot Number6
JurisdictionMADISON IL
Township / Civil DivisionHELVETIA
Census Block Group4
Census Block4026
Census Tract403604

Owner

Source: Madison County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address75 MEMORIAL CT, HIGHLAND, IL 62249-1060
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
Sep 16, 2025Deed of Trust, Mortgage · Line of Credit
BUSEY BANK
Apr 18, 2024Deed of Trust, Mortgage · Line of Credit
BUSEY BANK
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Recording DateApr 1, 2026
Property Address1012 LAUREL ST, HIGHLAND, IL 62249-1504
Document Number0000009285
Instrument DateJan 28, 2026
Instrument20269285
Transaction TypeMortgage
Record UpdatedJul 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009285,
DateApr 1, 2026
Instrument20269285
Lender
NameBUSEY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate6.15%
Initial TypeFixed Rate
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address1012 LAUREL ST, HIGHLAND, IL 62249-1561
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025737
DateSep 16, 2025
Instrument2025R25737
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address1012 LAUREL ST, HIGHLAND, IL 62249-1561
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009816
DateApr 18, 2024
Instrument2024R09816
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address1012 LAUREL ST, HIGHLAND, IL 62249-1561
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013463
DateMar 29, 2021
Instrument2021R13463
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionHelvetia Township
MunicipalityHighland City
Unified School DistrictHighland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,672.00 (+6.68%)$75,810 (+26.9%) Land $8,600 Building $67,210$227,430 (+26.77%) Land $25,800 Building $201,630
2024$5,317.00 (+13.68%)
2022$4,677.00$59,740 Land $6,780 Building $52,960$179,399 Land $20,360 Building $159,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND
serves 10,674 people · EPA ID IL1190550
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Highland Communication Services
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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