1012 Lakeview Ave, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 1012 Lakeview Ave, Lowell, MA 01850

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 4 ba · 4,300 sqft · built 1930
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$322,000 (Jan 2004)
Tax Bill	$10,281 (2026)
Deeds & Mortgages	Feb 2021 Refinance Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M04700`

Property Details

APN / Parcel Number

Primary APN	`M04700`
Alternative APNs	`LOWE M:132 B:3455 L:1012` `M:000132 T:M04700`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	2 Stories
Building Area	4,300 sqft Living Area
Gross Area	7,056 sqft
1st Floor Area	1,820 sqft
Basement Area	1,820 sqft
Unfinished Basement	1,820 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	M04700
Street Address	1012 LAKEVIEW AVE
City	LOWELL
State	MA
Zip	01850-1033
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	TTF
Legal Block	3455
Legal Lot Number	1012
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	5
Census Block	5006
Census Tract	310300

Owner

1012 Lakeview Ave, a residential property, is owned by an individual who bought it in January 2004.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	36 FRENCH ST, BILLERICA, MA 01821-2650
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK
Aug 6, 2019	Deed of Trust, Mortgage · Conventional with PMI JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2004 · Amount on File
Deed Sale	Jan 7, 2004 · Amount on File
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	1012 LAKEVIEW AVE, LOWELL, MA 01850-1033
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35300-225
Date	Feb 5, 2021
Book Page	35300/225
Instrument	7391

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2031

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	1012 LAKEVIEW AVE, LOWELL, MA 01850-1033
Document Number	33226-199
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 LAKEVIEW AVE LOWELL MA 018501033, LOWELL, MA 01850-1033

Mortgage

Document Number	33226-199
Date	Aug 6, 2019
Book Page	033226/000199
Instrument	32607

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1012 Lakeview Ave was $10,281, up 15.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,281.00 (+15.54%)	$905,800 (+16.86%) Land $167,900 Building $737,900
2025	$8,898.00 (+1.58%)	$775,100 (+5.38%) Land $148,700 Building $626,400
2024	$8,760.00 (-0.67%)	$735,500 (+3.58%) Land $132,800 Building $602,700
2023	$8,819.00	$710,100 Land $107,400 Building $602,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1012 Lakeview Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1012 Lakeview Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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