Black Hawk County property record for 1012 Kaplan Dr, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,368 sqft Living Area |
| Lot Size | 9,600 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2024) |
| Tax Bill | $4,696.00 (2025) |
| Primary APN | 8813-02-153-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,368 sqft Living Area |
| 1st Floor | 1,368 sqft 1st Floor |
| Basement Area | 1,368 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,600 sqft (0.22 acres) |
| Depth X Width | 120 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
| Patio Area | 196 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1012 KAPLAN DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4206 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTH RIDGE TERRACE SECOND ADD LOT 35 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 02 |
| Legal Subdivision | SOUTH RIDGE TERRACE SECOND ADD |
| Legal Lot Number | 35 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 900 |
Source: Black Hawk County records · APN 8813-02-153-002
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1012 KAPLAN DR, WATERLOO, IA 50702-4206 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VERIDIAN CU |
| Mar 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on Record |
| Deed Sale | Dec 12, 2024 · Amount on Record |
| Deed Doc Number | 202424742 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1012 KAPLAN DR, WATERLOO, IA 50702-4206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300010072 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 202300010072 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 15, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1012 KAPLAN DR, WATERLOO, IA 50702-4206 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1012 KAPLAN DR, WATERLOO, IA 50702-4206 |
| Document Number | 202100018406 |
|---|---|
| Date | Mar 03, 2021 |
| Instrument | 202100018406 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,696.00 Homeowner's exemption | $255,420 (+12.66%) Land $26,600 Building $228,820 | $255,420 (+12.66%) Land $26,600 Building $228,820 |
| 2024 | $4,696.00 (+33.94%) | ||
| 2023 | $226,710 (+34.55%) Land $26,600 Building $200,110 | $226,710 (+34.55%) Land $26,600 Building $200,110 | |
| 2022 | $3,506.00 Homeowner's exemption | $168,490 Land $26,600 Building $141,890 | |
| 2021 | $168,490 Land $26,600 Building $141,890 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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