1012 Joyce St, Norfolk, VA 23523 Property Records

Norfolk City property record for 1012 Joyce St, Norfolk, VA 23523 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,736 sqft · built 2006
Lot Size	0.122 acres (5,332 sqft)
Owner	Individual Name on File
Last Sale	$204,900 (Dec 2006)
Tax Bill	$3,555 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2019 Mortgage + 2 more
APN	`47683000`

Property Details

APN / Parcel Number

Primary APN	`47683000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,332 sqft (0.122 acres)
Garage Type	Attached
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1012 JOYCE ST
City	NORFOLK
State	VA
Zip	23523-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 FT BLK 14
Legal Block	14
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2027
Census Tract	5100

Owner

Source: Norfolk City records · APN 47683000

Assessment roll updated September 25, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1012 JOYCE ST, NORFOLK, VA 23523-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Feb 27, 2019	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Mar 01, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 05, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABNB FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2006 · Amount on Record
Deed Sale	Dec 14, 2006 · Amount on Record
Prior Sale	Dec 14, 2006
Deed Document Number	200652221
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1012 JOYCE ST, NORFOLK, VA 23523-1828
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000893
Date	Jan 14, 2020
Instrument	200000893

Lender

Name	BNC NATIONAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1012 JOYCE ST, NORFOLK, VA 23523-1828
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190003336
Date	Feb 27, 2019
Instrument	190003336

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1012 JOYCE ST, NORFOLK, VA 23523-1828
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220005382
Date	Mar 01, 2022
Instrument	220005382

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1012 JOYCE ST, NORFOLK, VA 23523-1828
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220019488
Date	Aug 05, 2022
Instrument	220019488

Lender

Name	ABNB FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Jul 01, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Norfolk City records · Assessment roll updated September 25, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,555.00 (+9.49%)	$289,100 (+11.28%) Land $45,600 Building $243,500	$289,100 (+11.28%) Land $45,600 Building $243,500
2023	$3,247.00	$259,800 Land $45,600 Building $214,200	$259,800 Land $45,600 Building $214,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 517100051002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1978–2009)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Nov 2009, other causes, Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 386 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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