1012 Joyce Ln, Toledo, OH 43615 Property Records

Lucas County property record for 1012 Joyce Ln, Toledo, OH 43615

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 999 sqft · built 1960
Lot Size0.188 acres (8,200 sqft)
OwnerIndividual Name on Record
Tax Bill$941 (2025)
Deeds & MortgagesJan 2025 Transfer
Sep 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-24664

Property Details

APN / Parcel Number

Primary APN20-24664
Alternative APN
  • 05543002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area999 sqft Living Area
1st Floor Area999 sqft

Exterior

Year BuiltBuilt 1960
Architectural StyleConventional
Exterior MaterialWood
Foundation TypeRaised
Lot Area8,200 sqft (0.188 acres)
Lot Dimensions136 ft deep x 60 ft wide
PorchPorch
Porch Area288 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1012 JOYCE LN
CityTOLEDO
StateOH
Zip43615-4318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10-RS6
Legal DescriptionGARDEN LAND LOT 73 SUB 19
Legal SubdivisionGARDEN LAND
Legal Tract86
Legal Lot Number73
JurisdictionLUCAS OH
Township / Civil DivisionTOLEDO
Census Block Group2
Census Block2005
Census Tract8602

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1012 JOYCE LN, TOLEDO, OH 43615-4318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2025Transfer on Death Deed, Transfer
Sep 24, 2024Transfer on Death Deed, Transfer
Nov 6, 2023Land Contract, Transfer · Land Contract
DIANA SPALDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2011
Deed SaleDec 14, 2011
Prior SaleJan 10, 2006
Deed Document Number11206719
Record UpdatedJun 8, 2026

January 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLUCAS OH
Recording DateJan 24, 2025
Property Address1012 JOYCE LN, TOLEDO, OH 43615-4318
Document Number0000002343
Instrument DateDec 16, 2024
Instrument202501240002343
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 JOYCE LN, TOLEDO, OH 43615-4318

September 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLUCAS OH
Recording DateSep 24, 2024
Property Address1012 JOYCE LN, TOLEDO, OH 43615-4318
Document Number0000030739
Instrument DateSep 19, 2024
Instrument202409240030739
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 JOYCE LN, TOLEDO, OH 43615-4318

November 2023: Land Contract, Transfer

Document TypeLand Contract
JurisdictionLUCAS OH
Recording DateNov 6, 2023
Property Address1012 JOYCE LN, TOLEDO, OH 43615-4318
Document Number0000036105
Instrument DateNov 3, 2023
Instrument202311060036105
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4707 THOBE RD, TOLEDO, OH 43615-4019

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 JOYCE LN, TOLEDO, OH 43615-4318

Mortgage

DateNov 6, 2023
Lender
NameDIANA SPALDING
TypePrivate Party
Agreement
TypeLand Contract
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
MunicipalityToledo City
Unified School DistrictToledo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$941.00 (-33.87%) Homeowner's exemption$25,025 (-) Land $6,580 Building $18,445
2024$1,423.00 (+70.62%) Homeowner's exemption$25,025 (+18.57%) Land $6,580 Building $18,445$71,500 (+18.57%) Land $18,800 Building $52,700
2023$834.00 (-41.72%) Homeowner's exemption$21,105 (-) Land $5,495 Building $15,610
2022$1,431.00 Homeowner's exemption$21,105 Land $5,495 Building $15,610
2021$60,300 Land $15,700 Building $44,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Buckeye Cablesystem
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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