1012 Joppa Rd, Joppa, MD 21085 Property Records

Harford County property record for 1012 Joppa Rd, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1968
Square Footage	943 sqft Total Area
Lot Size	35,065 sqft (0.805 acres)
Occupancy	Owner Occupied
Last Sale	$317,000 (2022)
Tax Bill	$2,270.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-105779`
Alternative APNs	`1105779` `105779`

Interior

Full Baths	2 Baths
Building Area	943 sqft Total Area
Basement Area	705 sqft Basement
Finished Basement	705 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	35,065 sqft (0.805 acres)
Depth X Width	350 ft x 100 ft Depth x Width
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Baseboard Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	105779
Street Address	1012 JOPPA RD
City	JOPPA
State	MD
Zip	21085-3705
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 190 100X350 1012 JOPPA ROAD ANNE'S DELIGHT PT 3/26
Legal Subdivision	ANNES DELIGHT
Legal Lot Number	190
Jurisdiction	HARFORD MD
Minor Civil Division	1, ABINGDON
Census Blockgroup	1
Census Block	1000
Census Tract	301401

Owner

Source: Harford County records · APN 01-105779

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1012 JOPPA RD, JOPPA, MD 21085-3705
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	May 05, 2008 · Amount on Record
Deed Book / Page	15597 / 254
Record Refreshed	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 18, 2022
Property Address	1012 JOPPA RD, JOPPA, MD 21085-3705
Document Number	0155970254
Book / Page	15597 / 254
Map Reference	MB 3 FO 26
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	NOT AVAILABLE, JUNCTION TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1012 JOPPA RD, JOPPA, MD 21085-3705

Mortgage

Document Number	0155970263
Date	Jul 18, 2022
Instrument	15597-0263

Lender

Name	BALTIMORE COUNTY EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jul 01, 2037
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	6.87%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,900 (+72.97%) Land $76,200 Building $213,700	$289,900 (+72.97%) Land $76,200 Building $213,700
2025	$2,270.00 (+27.38%)
2023		$167,600 Land $76,200 Building $91,400	$167,600 Land $76,200 Building $91,400
2022	$1,782.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.