1012 Ivy Ln, Waldorf, MD 20602 Property Records

Charles County property record for 1012 Ivy Ln, Waldorf, MD 20602

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,952 sqft · built 1977
Lot Size0.369 acres (16,089 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Nov 2023)
Tax Bill$10,553 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-070698

Property Details

APN / Parcel Number

Primary APN06-070698
Alternative APNs
  • 6070698
  • 070698

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,952 sqft Living Area
Gross Area2,892 sqft
1st Floor Area1,952 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,089 sqft (0.369 acres)
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number070698
Street Address1012 IVY LN
CityWALDORF
StateMD
Zip20602-1900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal DescriptionL-8 B-69 S-5A CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block69
Legal Lot Number8
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group3
Census Block3005
Census Tract850902

Owner

1012 Ivy Ln is owned and occupied by two individuals who bought it in November 2023.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1012 IVY LN, WALDORF, MD 20602-1900
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Deed, Transfer · Conventional Mortgage
A&D MORTGAGE LLC
Aug 5, 2020Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Oct 6, 2017Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2023 · Amount on File
Deed SaleNov 6, 2023 · Amount on File
Prior SaleDec 27, 2005 · Amount on File
Deed Book / Page13108 / 71
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateNov 6, 2023
Property Address1012 IVY LN, WALDORF, MD 20602-1900
Document Number0131080071
Book / Page13108 / 71
Map ReferenceMB PCM 23 PL 52
Instrument DateOct 17, 2023
Transaction TypeTransfer
Record UpdatedNov 20, 2023
Title CompanyNOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1012 IVY LN, WALDORF, MD 20602-1900

Mortgage

Document Number0001310876
DateNov 6, 2023
Instrument13108/76
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address1012 IVY LN, WALDORF, MD 20602-1900
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyPREMIUM TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0112580310
DateAug 5, 2020
Book Page11258/310
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address1012 IVY LN, WALDORF, MD 20602-1900
Document Number0100470120
Book / Page010047 / 000120
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedNov 22, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1012 IVY LN WALDORF MD 206021900, WALDORF, MD 20602-1900

Mortgage

Document Number0100470120
DateOct 30, 2017
Book Page010047/000120
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 29, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Ivy Ln was $10,553.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$381,433$416,100 Land $125,300 Building $290,800
2025$10,553.00
2023$4,082.00$285,600$312,100 Land $125,300 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Ivy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1012 Ivy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

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